225 Valley River Ave, Murphy, NC 28906 Property Records

Cherokee County property record for 225 Valley River Ave, Murphy, NC 28906 · Last verified October 2025

Property Summary

Property TypeOffice Building
Details14,216 sqft · built 1960
Lot Size1.12 acres (48,787 sqft)
OwnerIndividual Name on File
Last Sale$1,230,000 (Oct 2019)
Tax Bill$7,338 (2025)
Deeds & MortgagesJan 2021 Line of Credit
Oct 2019 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN459211556391000

Property Details

APN / Parcel Number

Primary APN459211556391000
Alternative APN
  • 50662

Interior

Plumbing Fixtures14 Plumbing Fixtures
Units10 Units
Stories1 Story
Building Area14,216 sqft Heated Area
FlooringCombination, Other
Interior WallsPlaster
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1990
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeSteel Frame/Truss
Roof MaterialBuilt-Up Asphalt
Lot Area48,787 sqft (1.12 acres)
Lot Dimensions316 ft deep x 154 ft wide
PorchOpen Porch
Porch Area300 sqft
Patio Area1,040 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Account Number50662
Street Address225 VALLEY RIVER AVE
CityMURPHY
StateNC
Zip28906-2988
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal DescriptionA & P LOT 1238/768 1523/981 1529/136
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group2
Census Block2050
Census Tract930402

Owner

Source: Cherokee County records · APN 459211556391000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2440 VENGEANCE CREEK RD, MARBLE, NC 28905-8827
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2021Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Oct 01, 2019Warranty Deed, Transfer · Line of Credit
BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 01, 2019 · Amount on Record
Deed SaleOct 01, 2019 · Amount on Record
Prior SaleNov 04, 2015 · Amount on Record
Deed Document Number0000074696
Deed Book / Page746 / 96
Record UpdatedJun 08, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address225 VALLEY RIVER AVE, MURPHY, NC 28906-2988
Transaction TypeMortgage
Record UpdatedFeb 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1669/1336
DateJan 15, 2021
Book Page1669/1336
Instrument346
Lender
NameTRUIST BANK
TypeBank
AddressCHATTANOOGA, TN 37402
Agreement
TypeLine of Credit
AmountAmount Recorded

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateOct 01, 2019
Property Address225 VALLEY RIVER AVE, MURPHY, NC 28906-2988
Document Number01624/0957
Book / Page01624 / 0957
Instrument DateSep 25, 2019
Instrument04700
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,460.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2440 VENGEANCE CREEK RD, MARBLE, NC 28905-8827

Mortgage

Document Number04701
DateOct 01, 2019
Instrument04701
Lender
NameBRANCH BANKING AND TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
MunicipalityMurphy Town
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,338.00$1,202,990 (-)$1,202,990 (-) Land $167,860 Building $1,035,130
2023$1,202,990$1,202,990 Land $167,860 Building $1,035,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 35% of the US · above 49% of North Carolina
Wildfire LikelihoodAbout 1 in 2,381 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Valley River Ave

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