Cherokee County property record for 130 Valley River Ave, Murphy, NC 28906 · Last verified October 2025
| Property Type | Commercial > Retail > Restaurant |
|---|---|
| Year Built | Built 1996 |
| Square Footage | 3,387 sqft Base Area |
| Lot Size | 10,019 sqft (0.23 acres) |
| Last Sale | $350,000 (2008) |
| Tax Bill | $2,638.00 (2025) |
| Primary APN | 459211552055000 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 16 Plumbing Fixtures |
|---|---|
| Building Area | 3,387 sqft Base Area |
| Stories | 1 Stories |
| Primary Flooring | Combination, Other Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Wood Truss Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 10,019 sqft (0.23 acres) |
| Depth X Width | 93 ft x 162 ft Depth x Width |
| Patio Area | 596 sqft Patio |
| Porch | Open Porch |
| Porch Area | 450 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 26703 |
|---|---|
| Street Address | 130 VALLEY RIVER AVE |
| City | MURPHY |
| State | NC |
| Zip | 28906-2919 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Restaurant |
| Legal Description | FR SWANSON 650/223 748/33 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | MURPHY |
| Census Blockgroup | 2 |
| Census Block | 2052 |
| Census Tract | 930402 |
Source: Cherokee County records · APN 459211552055000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1379 MOUNTAIN HARBOUR DR, HAYESVILLE, NC 28904-4876 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 01, 2008 · Amount on Record |
| Deed Sale | Feb 01, 2008 · Amount on Record |
| Deed Doc Number | 0000650223 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 130 VALLEY RIVER AVE, MURPHY, NC 28906-2919 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1379 MOUNTAIN HARBOUR DR, HAYESVILLE, NC 28904-4876 |
| Document Number | 1683/1016 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 1683/1016 |
| Instrument | 4050 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CLARKESVILLE, GA 30523 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 15, 2031 |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Municipality | Murphy Town |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,638.00 | $432,620 (-) | $432,620 (-) Land $134,460 Building $298,160 |
| 2023 | $432,620 | $432,620 Land $134,460 Building $298,160 |
130 Valley River Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 32nd percentile of exposed land nationally · 43rd in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 4,348 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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