95 Valley River Ave, Murphy, NC 28906 Property Records

Cherokee County property record for 95 Valley River Ave, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Year Built	Built 1985
Square Footage	11,014 sqft Heated Area
Lot Size	30,056 sqft (0.689 acres)
Garage	403 sqft
Last Sale	$526,000 (2021)
Tax Bill	$4,312.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`459211553212000`
Alternative APN	`31268`

Interior

Plumbing Fixtures	26 Plumbing Fixtures
Building Area	11,014 sqft Heated Area
Upper Floors	1,856 sqft Upper Floors
Basement Area	1,872 sqft Basement
Finished Basement	1,872 sqft Finished
Stories	3 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1985
Exterior Material	Combination Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Footing Foundation
Roof Construction	Wood Truss Roof Construction
Roof Material	Asphalt Roof
Lot Area	30,056 sqft (0.689 acres)
Depth X Width	172 ft x 287 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	403 sqft Garage

Exterior Amenities

Fence	Fence
Deck Area	278 sqft Deck
Porch	Open Porch
Porch Area	576 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	31268
Street Address	95 VALLEY RIVER AVE
City	MURPHY
State	NC
Zip	28906-2978
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	FR S & K PROPERTIES OF CHEROKEE CO LLC 1238/655
Jurisdiction	CHEROKEE NC
Minor Civil Division	MURPHY
Census Blockgroup	2
Census Block	2050
Census Tract	930402

Owner

Source: Cherokee County records · APN 459211553212000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 579, MURPHY, NC 28906-0579
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 22, 2021 · Amount on Record
Deed Sale	Jun 22, 2021 · Amount on Record
Deed Doc Number	4180
Deed Book / Page	1684 / 193
Record Refreshed	Jun 08, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jun 22, 2021
Property Address	95 VALLEY RIVER AVE, MURPHY, NC 28906-2978
Document Number	001684/193
Book / Page	1684 / 193
Instrument Date	Jun 04, 2021
Instrument	4180
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,052.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	316 PEACHTREE ST, MURPHY, NC 28906-3034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 579, MURPHY, NC 28906-0579

Mortgage

Document Number	001684/195
Date	Jun 22, 2021
Book Page	1684/195
Instrument	4181

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	MURPHY, NC 28906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 01, 2041

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Municipality	Murphy Town
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,312.00	$623,280 (-)	$623,280 (-) Land $177,940 Building $445,340
2023		$623,280	$623,280 Land $177,940 Building $445,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 35% of the US · above 49% of North Carolina
Wildfire Likelihood	About 1 in 2,381 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.