Stanislaus County property record for 202 Dockside Dr, Waterford, CA 95386
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 2,794 sqft · built 2005 |
| Lot Size | 0.156 acres (6,812 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Dec 2015) |
| Tax Bill | $4,372 (2026) |
| Deeds & Mortgages | May 2022 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-070-037-000 |
| Primary APN | 080-070-037-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,794 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Lot Area | 6,812 sqft (0.156 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 202 DOCKSIDE DR |
|---|---|
| City | WATERFORD |
| State | CA |
| Zip | 95386-8839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER POINTE U #3 (41M77) LOT 211 |
| Legal Subdivision | RIVER POINTE |
| Legal Block | 1 |
| Legal Lot Number | 211 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | WATERFORD |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 2801 |
Source: Stanislaus County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 202 DOCKSIDE DR, WATERFORD, CA 95386-8839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 3, 2022 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 30, 2019 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2015 · Amount on Record |
| Deed Sale | Dec 4, 2015 · Amount on Record |
| Prior Sale | Mar 3, 2009 · Amount on Record |
| Deed Document Number | 201594328 |
| Prior Transfer Date | Nov 14, 2008 |
| Prior Transfer Doc | 0000124748 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 202 DOCKSIDE DR, WATERFORD, CA 95386-8839 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2022 |
| Title Company | MADISON SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 202 DOCKSIDE DR, WATERFORD, CA 95386-8839 |
| Document Number | 0000032162 |
|---|---|
| Date | May 3, 2022 |
| Instrument | 2022-0032162 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 202 DOCKSIDE DR, WATERFORD, CA 95386-8839 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000092029 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 2019-0092029 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Waterford City |
| Unified School District | Waterford Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,372.00 (+1.41%) | $362,232 (+2%) Land $78,481 Building $283,751 |
| 2025 | $4,311.00 (+4.13%) | $355,131 (+4.04%) Land $76,943 Building $278,188 |
| 2023 | $4,140.00 (+1.52%) | $341,343 Land $73,956 Building $267,387 |
| 2022 | $4,078.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1997 · Severe Storms, Flooding, Mud And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD-RIVER POINTE serves 1,079 people · EPA ID CA5010042 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Also Mapped Here | MODESTO IRRIGATION DISTRICT |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Ayera Technologies, Verizon.
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