208 Dockside Dr, Waterford, CA 95386 Property Records

Stanislaus County property record for 208 Dockside Dr, Waterford, CA 95386

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,614 sqft · built 2005
Lot Size	0.156 acres (6,812 sqft)
Owner	2 Individual Names on File
Last Sale	$423,000 (Jun 2022)
Tax Bill	$5,420 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080-070-034-000`

Property Details

APN / Parcel Number

Primary APN	`080-070-034-000`
Alternative APN	`0807034000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,614 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Wood
Lot Area	6,812 sqft (0.156 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	208 DOCKSIDE DR
City	WATERFORD
State	CA
Zip	95386-8839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER POINTE U #3 (41M77) LOT 208
Legal Subdivision	RIVER POINTE 03
Legal Block	1
Legal Lot Number	208
Jurisdiction	STANISLAUS CA
Township / Civil Division	WATERFORD
Census Block Group	1
Census Block	1020
Census Tract	2801

Owner

208 Dockside Dr is owned and occupied by two individuals who bought it in June 2022.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	208 DOCKSIDE DR, WATERFORD, CA 95386-8839
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Grant Deed, Transfer · FHA Mortgage SYNERGY ONE LENDING
Jan 21, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SCENIC OAKS FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2022 · Amount on File
Deed Sale	Jun 9, 2022 · Amount on File
Prior Sale	Aug 6, 2015 · Amount on File
Deed Document Number	202242069
Prior Transfer Date	Jan 10, 2020
Prior Transfer Doc	0000003674
Record Updated	Oct 29, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jun 9, 2022
Property Address	208 DOCKSIDE DR, WATERFORD, CA 95386-8839
Document Number	0000042069
Map Reference	MB 41 PG 77
Instrument Date	Jun 6, 2022
Instrument	2022-0042069
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	208 DOCKSIDE DR, WATERFORD, CA 95386-8839

Mortgage

Document Number	0000042070
Date	Jun 9, 2022
Instrument	2022-0042070

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Jan 21, 2020
Property Address	208 DOCKSIDE DR, WATERFORD, CA 95386-8839
Document Number	0000003674
Map Reference	MB 41 PG 77
Instrument Date	Jan 10, 2020
Instrument	2020-0003674
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CYPRESS TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	208 DOCKSIDE DR, WATERFORD, CA 95386-8839

Mortgage

Document Number	0000003675
Date	Jan 21, 2020
Instrument	2020-0003675

Lender

Name	SCENIC OAKS FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 208 Dockside Dr was $5,420, up 1.4% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Waterford City
Unified School District	Waterford Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,420.00 (+1.4%)	$457,867 (+2%) Land $200,249 Building $257,618
2025	$5,345.00	$448,890 Land $196,323 Building $252,567
2023	$5,134.00 (+56.29%)	$431,460 Land $188,700 Building $242,760
2022	$3,285.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 208 Dockside Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 208 Dockside Dr is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD-RIVER POINTE serves 1,079 people · EPA ID CA5010042
Water Source	Groundwater
Last State Inspection	Nov 2023
Also Mapped Here	MODESTO IRRIGATION DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, Verizon.

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