202 Bella St, Irwin, IA 51446 Property Records

Shelby County property record for 202 Bella St, Irwin, IA 51446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,663 sqft · built 1919
Lot Size	0.496 acres (21,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Aug 2026)
Tax Bill	$2,500 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`832111013011`

Property Details

APN / Parcel Number

Primary APN	`832111013011`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,663 sqft Living Area
1st Floor Area	1,216 sqft
Basement Area	1,732 sqft
Unfinished Basement	1,732 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,600 sqft (0.496 acres)
Lot Dimensions	150 ft deep x 144 ft wide
Garage Area	364 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	480 sqft
Deck Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	202 BELLA ST
City	IRWIN
State	IA
Zip	51446-7723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN LTS 1 & 2 BLK 13
Legal Subdivision	ORIGINAL TOWN OF IRWIN
Legal Block	13
Legal Lot Number	1,2
Jurisdiction	SHELBY IA
Township / Civil Division	JEFFERSON
Census Block Group	4
Census Block	4044
Census Tract	960100

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	202 BELLA ST, IRWIN, IA 51446-7723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	Jul 6, 2023 · Amount on Record
Deed Document Number	20261372
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY IA
Recording Date	Aug 3, 2026
Property Address	202 BELLA ST, IRWIN, IA 51446-7723
Document Number	0000001372
Instrument Date	Jul 23, 2026
Instrument	20261372
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$54,863.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 BELLA ST, IRWIN, IA 51446-7723

Mortgage

Document Number	0000001373,
Date	Aug 3, 2026
Instrument	20261373

Lender

Name	USAA FSB

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Shelby County
Municipality	Irwin City
Unified School District	IKM-Manning Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,500.00 (+2.38%)	$164,321 (-) Land $13,097 Building $151,224	$164,321 (-) Land $13,097 Building $151,224
2025	$2,442.00	$164,321 (+4.18%) Land $13,097 Building $151,224	$164,321 (+4.18%) Land $13,097 Building $151,224
2024	$2,442.00 (+40.67%)
2023		$157,724 (+54.38%) Land $13,097 Building $144,627	$157,724 (+54.38%) Land $13,097 Building $144,627
2022	$1,736.00 Homeowner's exemption	$102,164 Land $13,097 Building $89,067
2021			$102,164 Land $13,097 Building $89,067

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRWIN MUNICIPAL SUPPLY serves 313 people · EPA ID IA8340099
Water Source	Purchased groundwater from WEST CENTRAL RWA - NISH SYSTEM
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Mutual Cooperative Telephone Fiber	400 / 100
Starlink Satellite	280 / 30

May also be available: Western Iowa Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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