302 Bella St, Irwin, IA 51446 Property Records

Shelby County property record for 302 Bella St, Irwin, IA 51446

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 1,329 sqft · built 1981
Lot Size0.344 acres (15,001 sqft)
OwnerIndividual Name on Record
Tax Bill$1,890 (2024)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN832100001011

Property Details

APN / Parcel Number

Primary APN832100001011

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,329 sqft Living Area
Basement Area1,329 sqft
Finished Basement1,050 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Exterior MaterialVinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,001 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeMixed
Garage Area784 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area15 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address302 BELLA ST
CityIRWIN
StateIA
Zip51446-7567
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIGINAL TOWN LTS 1 & 2 BLK 1
Legal SubdivisionORIGINAL TOWN OF IRWIN
Legal Block1
Legal Lot Number1,2
JurisdictionSHELBY IA
Township / Civil DivisionJEFFERSON
Census Block Group4
Census Block4045
Census Tract960100

Owner

Source: Shelby County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 213, IRWIN, IA 51446-0213
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 21, 2025
Deed SaleAug 21, 2025
Deed Document Number0020220752
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY IA
Property Address302 BELLA ST, IRWIN, IA 51446-7567
Transaction TypeMortgage
Record UpdatedJul 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020221057
DateMay 16, 2022
Instrument2022-1057
Lender
NameWASHINGTON COUNTY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMay 17, 2027
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyShelby County
MunicipalityIrwin City
Unified School DistrictIKM-Manning Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$116,367 (+1.97%) Land $10,700 Building $105,667$116,367 (+1.97%) Land $10,700 Building $105,667
2024$1,890.00 (+34.81%)
2023$114,124 (+51.6%) Land $10,700 Building $103,424$114,124 (+51.6%) Land $10,700 Building $103,424
2022$1,402.00 Homeowner's exemption$75,281 Land $10,700 Building $64,581
2021$75,281 Land $10,700 Building $64,581

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIRWIN MUNICIPAL SUPPLY
serves 313 people · EPA ID IA8340099
Water SourcePurchased groundwater from WEST CENTRAL RWA - NISH SYSTEM
Last State InspectionApr 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Farmers Mutual Cooperative Telephone
Fiber
400 / 100
Starlink
Satellite
280 / 30

May also be available: Western Iowa Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bella St

Nearby Streets

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