103 Bella St, Irwin, IA 51446 Property Records

Shelby County property record for 103 Bella St, Irwin, IA 51446

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,224 sqft · built 1906
Lot Size	0.673 acres (29,322 sqft)
Owner	2 Individual Names on Record
Tax Bill	$878 (2026)
Deeds & Mortgages	Aug 2023 Foreclosure Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`832106018005`

Property Details

APN / Parcel Number

Primary APN	`832106018005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Finished Basement	450 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	29,322 sqft (0.673 acres)
Lot Dimensions	181 ft deep x 163 ft wide
Garage Type	Detached
Garage Area	960 sqft

Exterior Amenities

Porch	Porch
Porch Area	42 sqft
Deck Area	70 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	103 BELLA ST
City	IRWIN
State	IA
Zip	51446-7576
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	30-81-38 REPLAT LT 1 ASD SW SW PT BLK 18 PARCEL C
Legal Range	38W
Legal Township	81N
Legal Section	30
Legal Subdivision	REPLAT LT 1 SW SW 30-81-37
Legal Block	18
Legal Lot Number	1
Jurisdiction	SHELBY IA
Township / Civil Division	JEFFERSON
Census Block Group	4
Census Block	4035
Census Tract	960100

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 76, IRWIN, IA 51446-0076
Owner Type	Individual
Vesting	Survivor

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Legal Action/Court Order, Foreclosure · Line of Credit TEMPLETON SAVINGS BANK
Jul 19, 2018	Deed of Trust, Mortgage BANK IOWA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 29, 2023
Transfer Doc	0000001367
Record Updated	Oct 29, 2026

August 2023: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	SHELBY IA
Recording Date	Aug 24, 2023
Property Address	103 BELLA ST, IRWIN, IA 51446-7576
Document Number	0020231325
Map Reference	DOC 2006-0365
Instrument Date	Aug 21, 2023
Instrument	2023-1325
Transaction Type	Foreclosure
Record Updated	Oct 3, 2023

Transaction

Amount	Amount Recorded
Tax	$88.80
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 IDA STREET, IRWIN, IA 51446

Mortgage

Document Number	0020231326
Date	Aug 24, 2023
Instrument	2023-1326

Lender

Name	TEMPLETON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IA
Property Address	103 BELLA ST, IRWIN, IA 51446-7576
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20181294
Date	Jul 19, 2018
Instrument	2018-1294

Lender

Name	BANK IOWA
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Shelby County
Municipality	Irwin City
Unified School District	IKM-Manning Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$878.00 (-4.77%)	$79,874 (+48.14%) Land $13,636 Building $66,238	$79,874 (+48.14%) Land $13,636 Building $66,238
2025		$53,917 (-3.19%) Land $13,636 Building $40,281	$53,917 (-3.19%) Land $13,636 Building $40,281
2024	$922.00 (+81.5%)
2023		$55,692 (+40.82%) Land $13,636 Building $42,056	$55,692 (+40.82%) Land $13,636 Building $42,056
2022	$508.00 Homeowner's exemption	$39,547 Land $13,636 Building $25,911
2021			$39,547 Land $13,636 Building $25,911

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 64% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRWIN MUNICIPAL SUPPLY serves 313 people · EPA ID IA8340099
Water Source	Purchased groundwater from WEST CENTRAL RWA - NISH SYSTEM
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Mutual Cooperative Telephone Fiber	400 / 100
Starlink Satellite	280 / 30

May also be available: Western Iowa Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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