301 Bella St, Irwin, IA 51446 Property Records

Shelby County property record for 301 Bella St, Irwin, IA 51446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1909
Lot Size	0.158 acres (6,900 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (Feb 2021)
Tax Bill	$1,212 (2024)
Deeds & Mortgages	Oct 2025 Line of Credit Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`832100002010`

Property Details

APN / Parcel Number

Primary APN	`832100002010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,144 sqft Living Area

Exterior

Year Built	Built 1909
Exterior Material	Aluminum/Vinyl
Construction Type	Metal Frame
Foundation Type	Brick
Roof Material	Asphalt
Lot Area	6,900 sqft (0.158 acres)
Lot Dimensions	138 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Water Source	Commercial

Location & Zoning

Street Address	301 BELLA ST
City	IRWIN
State	IA
Zip	51446-7573
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN LT 1 BLK 2
Legal Subdivision	ORIGINAL TOWN OF IRWIN
Legal Block	2
Legal Lot Number	1
Jurisdiction	SHELBY IA
Township / Civil Division	JEFFERSON
Census Block Group	4
Census Block	4046
Census Tract	960100

Owner

Source: Shelby County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 253, IRWIN, IA 51446-0253
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Line of Credit SHELBY COUNTY STATE BANK
Feb 2, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2021 · Amount on Record
Deed Sale	Feb 2, 2021 · Amount on Record
Deed Document Number	0020210215
Deed Book / Page	2021 / 0215
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IA
Property Address	301 BELLA ST, IRWIN, IA 51446-7573
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 BELLA ST, IRWIN, IA 51446-7573

Mortgage

Document Number	0020251816
Date	Oct 17, 2025
Instrument	2025-1816

Lender

Name	SHELBY COUNTY STATE BANK
Type	Bank
Address	HARLAN, IA 51537

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY IA
Recording Date	Feb 2, 2021
Property Address	301 BELLA ST, IRWIN, IA 51446-7573
Document Number	0020210215
Instrument Date	Dec 24, 2020
Instrument	2021-0215
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Tax	$39.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 31, IRWIN, IA 51446-0031

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Shelby County
Municipality	Irwin City
Unified School District	IKM-Manning Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$76,688 (+113.97%) Land $3,937 Building $72,751	$76,688 (+113.97%) Land $3,937 Building $72,751
2024	$1,212.00 (+170.54%)
2023		$35,840 (+48.71%) Land $5,250 Building $30,590	$35,840 (+48.71%) Land $5,250 Building $30,590
2022	$448.00	$24,100 Land $5,250 Building $18,850
2021			$24,100 Land $5,250 Building $18,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRWIN MUNICIPAL SUPPLY serves 313 people · EPA ID IA8340099
Water Source	Purchased groundwater from WEST CENTRAL RWA - NISH SYSTEM
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Mutual Cooperative Telephone Fiber	400 / 100
Starlink Satellite	280 / 30

May also be available: Western Iowa Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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