202 15th St N, Cold Spring, MN 56320 Property Records

Stearns County property record for 202 15th St N, Cold Spring, MN 56320 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,616 sqft · built 2018
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Jan 2024)
Tax Bill	$5,076 (2026)
Deeds & Mortgages	Apr 2024 Transfer Feb 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-29686-0428`

Property Details

APN / Parcel Number

Primary APN	`48-29686-0428`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,616 sqft Living Area
1st Floor Area	1,616 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	956 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	202 15TH ST N
City	COLD SPRING
State	MN
Zip	56320-4598
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 009 BLK 002 NORTH POINTE PLAT FIVE SECTION 10 TOWNSHIP 123 RANGE 30 SECTION 10 TOWNSHIP 123 RANGE 30
Legal Range	30W
Legal Township	123
Legal Section	10
Legal Subdivision	NORTH POINTE PLAT FIVE
Legal Block	2
Legal Lot Number	9
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	3
Census Block	3011
Census Tract	11302

Owner

Source: Stearns County records · APN 48-29686-0428

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20923 FRUITWOOD RD, RICHMOND, MN 56368-7500
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Transfer on Death Deed, Transfer
Feb 06, 2024	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN
Sep 26, 2018	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 31, 2024 · Amount on Record
Deed Sale	Jan 31, 2024 · Amount on Record
Prior Sale	Sep 26, 2018 · Amount on Record
Deed Document Number	20241620209
Record Updated	Jun 08, 2026

April 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 11, 2024
Property Address	202 15TH ST N, COLD SPRING, MN 56320-4598
Document Number	00A1670323
Instrument Date	Apr 10, 2024
Instrument	A1670323
Transaction Type	Transfer
Record Updated	May 07, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 06, 2024
Property Address	202 15TH ST N, COLD SPRING, MN 56320-4598
Document Number	00A1667371
Instrument Date	Jan 31, 2024
Instrument	A1667371
Transaction Type	Transfer
Record Updated	Mar 05, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20923 FRUITWOOD RD, RICHMOND, MN 56368-7500

September 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 26, 2018
Property Address	202 15TH ST N, COLD SPRING, MN 56320-4598
Document Number	00A1530068
Instrument Date	Sep 21, 2018
Instrument	A1530068
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 15TH ST N, COLD SPRING, MN 56320-4598

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,076.00 (+16.8%)
2025		$409,400 (+8.88%) Land $60,500 Building $348,900	$409,400 (+8.88%) Land $60,500 Building $348,900
2023	$4,346.00	$376,000 Land $60,500 Building $315,500	$376,000 Land $60,500 Building $315,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450113023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1984–2022)
Most Recent Claim	May 2022, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 130 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Cable	1,250 / 60
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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