Stearns County property record for 302 15th St N, Cold Spring, MN 56320 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,695 sqft · built 2020 |
| Lot Size | 0.362 acres (15,769 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Mar 2022) |
| Tax Bill | $5,250 (2026) |
| Deeds & Mortgages | May 2022 Sale Mar 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-29686-0424 |
| Primary APN | 48-29686-0424 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,695 sqft Living Area |
| 1st Floor Area | 1,695 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Metal |
| Construction Type | Tilt-Up Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,769 sqft (0.362 acres) |
| Garage Type | Attached |
| Garage Area | 925 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 302 15TH ST N |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-4412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 005 BLK 002 NORTH POINTE PLAT FIVE SECTION 10 TOWNSHIP 123 RANGE 30 SECTION 10 TOWNSHIP 123 RANGE 30 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 10 |
| Legal Subdivision | NORTH POINTE PLAT FIVE |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | COLD SPRING |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 11302 |
Source: Stearns County records · APN 48-29686-0424
Assessment roll updated November 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 302 15TH ST N, COLD SPRING, MN 56320-4412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2022 | Warranty Deed, Transfer |
| Mar 24, 2022 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| May 19, 2021 | Warranty Deed, Subdivision Related Transfer FIRST AMERICAN TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 21, 2022 · Amount on Record |
| Deed Sale | Mar 21, 2022 · Amount on Record |
| Prior Sale | May 19, 2021 · Amount on Record |
| Deed Document Number | 20221390330 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | May 13, 2022 |
| Property Address | 302 15TH ST N, COLD SPRING, MN 56320-4412 |
| Document Number | 00A1632459 |
| Instrument Date | May 12, 2022 |
| Instrument | A1632459 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Mar 24, 2022 |
| Property Address | 302 15TH ST N, COLD SPRING, MN 56320-4412 |
| Document Number | 00A1628829 |
| Instrument Date | Mar 21, 2022 |
| Instrument | A1628829 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 302 15TH ST N, COLD SPRING, MN 56320-4412 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | May 19, 2021 |
| Property Address | 302 15TH ST N, COLD SPRING, MN 56320-4412 |
| Document Number | 00A1603328 |
| Instrument Date | May 12, 2021 |
| Instrument | A1603328 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 302 15TH ST N, COLD SPRING, MN 56320-4412 |
Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,250.00 (+16.56%) | ||
| 2025 | $430,500 (+9.54%) Land $60,500 Building $370,000 | $430,500 (+9.54%) Land $60,500 Building $370,000 | |
| 2023 | $4,504.00 | $393,000 Land $60,500 Building $332,500 | $393,000 Land $60,500 Building $332,500 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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