304 15th St N, Cold Spring, MN 56320 Property Records

Stearns County property record for 304 15th St N, Cold Spring, MN 56320 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,596 sqft · built 2024
Lot Size	0.416 acres (18,121 sqft)
Owner	Individual Name on File
Last Sale	$4,800,000 (Sep 2024)
Tax Bill	$5,204 (2026)
Flood Zone	Zone X (minimal risk)
APN	`48-29686-0423`

Property Details

APN / Parcel Number

Primary APN	`48-29686-0423`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,596 sqft Living Area
1st Floor Area	1,596 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Metal
Roof Material	Asphalt
Lot Area	18,121 sqft (0.416 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	304 15TH ST N
City	COLD SPRING
State	MN
Zip	56320-4412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 004 BLK 002 NORTH POINTE PLAT FIVE SECTION 10 TOWNSHIP 123 RANGE 30 SECTION 10 TOWNSHIP 123 RANGE 30
Legal Range	30W
Legal Township	123
Legal Section	10
Legal Subdivision	NORTH POINTE PLAT FIVE
Legal Block	2
Legal Lot Number	4
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	3
Census Block	3011
Census Tract	11302

Owner

Source: Stearns County records · APN 48-29686-0423

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	304 15TH ST N, COLD SPRING, MN 56320-4412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 05, 2024 · Amount on Record
Deed Sale	Sep 05, 2024 · Amount on Record
Deed Document Number	20241689231
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,204.00 (+681.38%)	$443,200 (+3.79%) Land $69,100 Building $374,100	$443,200 (+3.79%) Land $69,100 Building $374,100
2025		$427,000 (+572.44%) Land $63,500 Building $363,500	$427,000 (+572.44%) Land $63,500 Building $363,500
2023	$666.00	$63,500 Land $63,500	$63,500 Land $63,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450113023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Nearby Flood Policies	3 in force 3 of 3 on primary residences
Nearby Flood Claims	3 (1984–2022)
Most Recent Claim	May 2022, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.