305 15th St N, Cold Spring, MN 56320 Property Records

Stearns County property record for 305 15th St N, Cold Spring, MN 56320 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Year BuiltBuilt 2020
Square Footage3,049 sqft Living Area
Lot Size19,558 sqft (0.449 acres)
GarageAttached, 1,266 sqft
Last Sale$65,000 (2020)
Tax Bill$8,626.00 (2026)

Property Details

APN / Parcel Number

Primary APN48-29686-0409

Interior

Bedrooms3 Beds
Total Rooms6 Rooms
Building Area3,049 sqft Living Area
1st Floor647 sqft 1st Floor
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialMetal Exterior
Construction TypeTilt-Up Concrete Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area19,558 sqft (0.449 acres)
Parking Spaces5 Parking Spaces
Garage TypeAttached Garage
Garage Area1,266 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address305 15TH ST N
CityCOLD SPRING
StateMN
Zip56320-4412
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 004 BLK 001 NORTH POINTE PLAT FIVE SECTION 10 TOWNSHIP 123 RANGE 30 SECTION 10 TOWNSHIP 123 RANGE 30
Legal Range30W
Legal Township123
Legal Section10
Legal SubdivisionNORTH POINTE PLAT FIVE
Legal Block1
Legal Lot Number4
JurisdictionSTEARNS MN
Minor Civil DivisionCOLD SPRING
Census Blockgroup3
Census Block3012
Census Tract11302

Owner

Source: Stearns County records · APN 48-29686-0409

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address27867 COUNTY ROAD 50, COLD SPRING, MN 56320-9662
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 21, 2020 · Amount on Record
Deed SaleJul 21, 2020 · Amount on Record
Deed Doc Number20201574936
Record RefreshedSep 20, 2026

July 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateJul 21, 2020
Property Address305 15TH ST N, COLD SPRING, MN 56320-4412
Document Number00A1574936
Instrument DateJul 14, 2020
InstrumentA1574936
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 18, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address27867 COUNTY ROAD 50, COLD SPRING, MN 56320-9662

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityCold Spring City
CountyStearns County
Unified School DistrictRocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$8,626.00 (+25.09%)$727,500 (+10.26%) Land $69,100 Building $658,400$727,500 (+10.26%) Land $69,100 Building $658,400
2025$659,800 (+11.79%) Land $63,500 Building $596,300$659,800 (+11.79%) Land $63,500 Building $596,300
2023$6,896.00$590,200 Land $63,500 Building $526,700$590,200 Land $63,500 Building $526,700

Flood & Wildfire

305 15th St N is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Stearns County (27145C), updated September 29, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on 15th St N

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