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20191 Ainsley St, Estero, FL 33928 Property Records

Lee County property record for 20191 Ainsley St, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details5 bd · 7 ba · built 2023
Lot Size0.15 acres (6,520 sqft)
Owner2 Individual Names on File
Last Sale$867,300 (Nov 2023)
Tax Bill$11,497 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-46-26-E2-02000.0780

Property Details

APN / Parcel Number

Primary APN30-46-26-E2-02000.0780
Alternative APNs
  • 263046E2020000780
  • 10613075

Interior

Bedrooms5 Beds
Full Baths7 Baths
Stories2 Stories

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area6,520 sqft (0.15 acres)

Location & Zoning

Account Number10613075
Street Address20191 AINSLEY ST
CityESTERO
StateFL
Zip33928-4060
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionRIVERCREEK PHASE ONE AS DESC IN INST# 2022000118043 LOT 78
Legal SubdivisionRIVERCREEKPHASE ONE
Legal Block4
Legal Lot Number78
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group4
Census Block4005
Census Tract50311

Owner

Source: Lee County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address20191 AINSLEY ST, ESTERO, FL 33928-4060
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 2023 · Amount on File
Deed SaleNov 13, 2023 · Amount on File
Deed Document Number2023362766
Record UpdatedOct 29, 2026

November 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateNov 13, 2023
Property Address20191 AINSLEY ST, ESTERO, FL 33928-4060
Document Number0000362766
Map ReferenceDOC 2022000118043
Instrument DateNov 9, 2023
Instrument2023000362766
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 9, 2024
Title CompanyNOVA TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,071.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1600 SAWGRASS CORPORATE PKWY STE 400, 400, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

NameVerified Name
Address20191 AINSLEY ST, ESTERO, FL 33928-4060

Mortgage

Document Number0000362767
DateNov 13, 2023
Instrument2023000362767
Lender
NameNQM FUNDING LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2053

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$754,738 (+7.17%) Land $74,742 Building $679,996$754,738 (+7.17%) Land $74,742 Building $679,996
2025$11,497.00 (+279.94%)$704,212 (+675.67%) Land $79,135 Building $625,077$704,212 (+675.67%) Land $79,135 Building $625,077
2023$3,026.00 (+298.16%)$90,788 (+57.54%) Land $90,788$90,788 (+57.54%) Land $90,788
2022$760.00$57,629 Land $57,629$57,629 Land $57,629

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 60 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 58% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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