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20183 Ainsley St, Estero, FL 33928 Property Records

Lee County property record for 20183 Ainsley St, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details5 bd · 7 ba · built 2023
Lot Size0.263 acres (11,474 sqft)
Owner2 Individual Names on Record
Last Sale$892,700 (Oct 2023)
Tax Bill$11,497 (2025)
Deeds & MortgagesJan 2026 Mortgage
Oct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-46-26-E2-02000.0760

Property Details

APN / Parcel Number

Primary APN30-46-26-E2-02000.0760
Alternative APNs
  • 263046E2020000760
  • 10613073

Interior

Bedrooms5 Beds
Full Baths7 Baths
Stories2 Stories

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area11,474 sqft (0.263 acres)

Location & Zoning

Account Number10613073
Street Address20183 AINSLEY ST
CityESTERO
StateFL
Zip33928-4060
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionRIVERCREEK PHASE ONE AS DESC IN INST# 2022000118043 LOT 76
Legal SubdivisionRIVERCREEKPHASE ONE
Legal Block4
Legal Lot Number76
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group4
Census Block4005
Census Tract50311

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20183 AINSLEY ST, ESTERO, FL 33928-4060
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2026Deed of Trust, Mortgage · Conventional Mortgage
A&D MORTGAGE LLC
Oct 31, 2023Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
JACKSON FLAGSTAR CENTRE OFFICE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2023 · Amount on Record
Deed SaleOct 31, 2023 · Amount on Record
Deed Document Number2023351320
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20183 AINSLEY ST, ESTERO, FL 33928-4060
Transaction TypeMortgage
Record UpdatedFeb 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address20183 AINSLEY ST, ESTERO, FL 33928-4060

Mortgage

Document Number0000013554
DateJan 16, 2026
Instrument2026000013554
Lender
NameA&D MORTGAGE LLC
TypeMortgage Company
AddressFORT LAUDERDALE, FL 33309
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

October 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateOct 31, 2023
Property Address20183 AINSLEY ST, ESTERO, FL 33928-4060
Document Number0000351320
Map ReferenceDOC 2022000118043
Instrument DateOct 27, 2023
Instrument2023000351320
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 9, 2024
Title CompanyNOVA TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,248.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1600 SAWGRASS CORPORATE PKWY STE 400, 400, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

NameVerified Name
Address20183 AINSLEY ST, ESTERO, FL 33928-4060

Mortgage

Document Number0000351321
DateOct 31, 2023
Instrument2023000351321
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$561,903 (-20.21%)$754,755 (+7.18%) Land $99,176 Building $655,579
2025$11,497.00 (+279.94%)$704,210 (+675.66%) Land $118,703 Building $585,507$704,210 (+675.66%) Land $118,703 Building $585,507
2023$3,026.00 (+298.16%)$90,788 (+57.54%) Land $90,788$90,788 (+57.54%) Land $90,788
2022$760.00$57,629 Land $57,629$57,629 Land $57,629

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 58% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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