Lee County property record for 20190 Ainsley St, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · built 2023 |
| Lot Size | 0.144 acres (6,290 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $748,400 (Oct 2023) |
| Tax Bill | $9,590 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-46-26-E2-02000.0280 |
| Primary APN | 30-46-26-E2-02000.0280 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 6,290 sqft (0.144 acres) |
| Porch | Porch |
| Porch Area | 228 sqft |
| Account Number | 10613025 |
|---|---|
| Street Address | 20190 AINSLEY ST |
| City | ESTERO |
| State | FL |
| Zip | 33928-4058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | RIVERCREEK PHASE ONE AS DESC IN INST# 2022000118043 LOT 28 |
| Legal Subdivision | RIVERCREEKPHASE ONE |
| Legal Block | 4 |
| Legal Lot Number | 28 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 50311 |
20190 Ainsley St is owned and occupied by two individuals who bought it in October 2023.
Source: Lee County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20190 AINSLEY ST, ESTERO, FL 33928-4058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2023 · Amount on File |
| Deed Sale | Oct 30, 2023 · Amount on File |
| Deed Document Number | 2023350138 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Oct 30, 2023 |
| Property Address | 20190 AINSLEY ST, ESTERO, FL 33928-4058 |
| Document Number | 0000350138 |
| Map Reference | DOC 2022000118043 |
| Instrument Date | Oct 24, 2023 |
| Instrument | 2023000350138 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 9, 2024 |
| Title Company | NOVA TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,238.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1600 SAWGRASS CORPORATE PKWY STE 400, 400, SUNRISE, FL 33323-2890 |
| Name | Verified Name |
|---|---|
| Address | 20190 AINSLEY ST, ESTERO, FL 33928-4058 |
| Document Number | 0000350139 |
|---|---|
| Date | Oct 30, 2023 |
| Instrument | 2023000350139 |
| Name | GL FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
The 2025 property tax bill for 20190 Ainsley St was $9,590 with a homeowner's exemption.
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $614,138 (+2.7%) | $680,771 (+13.84%) Land $63,825 Building $616,946 | |
| 2025 | $9,590.00 Homeowner's exemption | $597,992 Land $67,023 Building $530,969 | $597,992 Land $67,023 Building $530,969 |
| 2023 | $3,026.00 (+298.16%) | $90,788 (+57.54%) Land $90,788 | $90,788 (+57.54%) Land $90,788 |
| 2022 | $760.00 | $57,629 Land $57,629 | $57,629 Land $57,629 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 20190 Ainsley St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 60 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 60 in force |
| Nearby Flood Claims | 2 (2017–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20190 Ainsley St is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 58% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
5G and 4G LTE (outdoors only)
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