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20182 Ainsley St, Estero, FL 33928 Property Records

Lee County property record for 20182 Ainsley St, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Lot Size0.133 acres (5,783 sqft)
OwnerIndividual Name on Record
Last Sale$649,900 (Feb 2024)
Tax Bill$8,518 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-46-26-E2-02000.0300

Property Details

APN / Parcel Number

Primary APN30-46-26-E2-02000.0300
Alternative APNs
  • 263046E2020000300
  • 10613027

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area5,783 sqft (0.133 acres)
PorchPorch
Porch Area36 sqft

Location & Zoning

Account Number10613027
Street Address20182 AINSLEY ST
CityESTERO
StateFL
Zip33928-4058
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionRIVERCREEK PHASE ONE AS DESC IN INST# 2022000118043 LOT 30
Legal SubdivisionRIVERCREEKPHASE ONE
Legal Block4
Legal Lot Number30
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group4
Census Block4005
Census Tract50311

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20182 AINSLEY ST, ESTERO, FL 33928-4058
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 12, 2024 · Amount on Record
Deed SaleFeb 12, 2024 · Amount on Record
Deed Document Number202438039
Record UpdatedOct 29, 2026

February 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateFeb 12, 2024
Property Address20182 AINSLEY ST, ESTERO, FL 33928-4058
Document Number0000038039
Map ReferenceDOC 2022000118043
Instrument DateFeb 7, 2024
Instrument2024000038039
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 23, 2024
Title CompanyNOVA TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,549.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1600 SAWGRASS CORPORATE PKWY STE 400, 400, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

NameVerified Name
Address20182 AINSLEY ST, ESTERO, FL 33928-4058

Mortgage

Document Number0000038040
DateFeb 12, 2024
Instrument2024000038040
Lender
NameHOME MORTGAGE ALLIANCE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$545,262 (+14.68%) Land $61,370 Building $483,892$545,262 (+14.68%) Land $61,370 Building $483,892
2025$8,518.00 (+181.49%)$475,454 (+423.7%) Land $67,023 Building $408,431$475,454 (+423.7%) Land $67,023 Building $408,431
2023$3,026.00 (+298.16%)$90,788 (+57.54%) Land $90,788$90,788 (+57.54%) Land $90,788
2022$760.00$57,629 Land $57,629$57,629 Land $57,629

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 58% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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