19975 Surface Creek Rd, Cedaredge, CO 81413 Property Records

Delta County property record for 19975 Surface Creek Rd, Cedaredge, CO 81413

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,998 sqft · built 2005
Lot Size6.04 acres (263,102 sqft)
OwnerCompany Name on File
Last Sale$460,000 (Jan 2017)
Tax Bill$3,255 (2025)
Deeds & MortgagesSep 2025 Transfer
Jan 2017 Sale & Mortgage
Flood ZoneZone D (undetermined)
APNR020797

Property Details

APN / Parcel Number

Primary APNR020797
Alternative APN
  • 319304405002

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area3,998 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area263,102 sqft (6.04 acres)
TerrainGentle Slope

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelCoal
SewerConnected

Location & Zoning

Account NumberR020797
Street Address19975 SURFACE CREEK RD
CityCEDAREDGE
StateCO
Zip81413-8106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description19975 SURFACE CREEK RD CEDAREDGE 81413 S: 4 T: 13S R: 94W SUBDIVISION: GREAT VIEW MINOR SUBDIVISION LOT: 2 TOTAL AC 6.04+- LOT 2-GREAT VIEW MS PT S2SE4SE4 SEC 4 T13S R94W 6PM BK 742 PG 568 PLAT BK 32 PG 8 R-588436 R-692572 R763332 R763333 SA
Legal SubdivisionGREAT VIEW MINOR SUBDIVISION
Legal Lot Number2
JurisdictionDELTA CO
Township / Civil DivisionCEDAREDGE
Census Block Group2
Census Block2041
Census Tract965202

Owner

Source: Delta County assessment roll, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address19975 SURFACE CREEK RD, CEDAREDGE, CO 81413-8106
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Intrafamily Transfer, Transfer
Jan 17, 2017Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 17, 2017 · Amount on Record
Deed SaleJan 17, 2017 · Amount on Record
Deed Document Number2017692572
Last Transfer DateJul 14, 2025
Transfer Doc0000763332
Record UpdatedJun 8, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDELTA CO
Recording DateSep 30, 2025
Property Address19975 SURFACE CREEK RD, CEDAREDGE, CO 81413-8106
Document Number0000763332
Instrument DateJul 14, 2025
Instrument763332
Transaction TypeTransfer
Record UpdatedOct 13, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address19975 SURFACE CREEK RD, CEDAREDGE, CO 81413-8106

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address19975 SURFACE CREEK RD, CEDAREDGE, CO 81413-8106

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELTA CO
Recording DateJan 17, 2017
Property Address19975 SURFACE CREEK RD, CEDAREDGE, CO 81413-8106
Document Number0000692572
Instrument DateJan 17, 2017
Instrument692572
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$46.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address19975 SURFACE CREEK RD, CEDAREDGE, CO 81413-8106

Mortgage

Document Number0000692573
DateJan 17, 2017
Instrument692573
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateColorado
CountyDelta County
Unified School DistrictDelta County School District 50J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,255.00 (+13.81%)$51,358 (+11.01%) Land $10,313 Building $41,045$821,727 (+19%) Land $165,000 Building $656,727
2024$2,860.00 (+4.42%)$46,264 (-) Land $9,309 Building $36,955
2023$2,739.00 (-6.84%)$46,264 (-5.48%) Land $9,309 Building $36,955$690,502 (-1.95%) Land $138,934 Building $551,568
2022$2,940.00$48,946 Land $5,908 Building $43,038$704,258 Land $85,000 Building $619,258

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 71% of Colorado
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUPPER SURFACE CREEK DOMESTIC WUA
private · serves 2,800 people · EPA ID CO0115784
Water SourceSurface water
Last State InspectionApr 2026
Lead3 ppb (2026)
action level 15 ppb
Copper1.4 mg/L (2023)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2023
Treatment and ProcedureCorrosion control
May 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Delta Montrose Electric Association
Fiber
6,000 / 6,000
DMEA Utilities Services
Fiber · DSL
6,000 / 6,000

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