Osceola County property record for 2018 Live Oak Blvd, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,191 sqft · built 2001 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $490,000 (Aug 2025) |
| Tax Bill | $4,129 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 96842 |
| Primary APN | 96842 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,191 sqft Heated Area |
| Gross Area | 3,763 sqft Gross Area |
| 1st Floor Area | 2,191 sqft 1st Floor |
| Stories | 1 Story |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Finished |
| Garage Area | 600 sqft Garage |
| Fence | Fence |
|---|---|
| Patio Area | 465 sqft Patio |
| Porch | Finished/Screened Porch |
| Porch Area | 484 sqft Porch |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 96842 |
|---|---|
| Street Address | 2018 LIVE OAK BLVD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIVE OAK ESTATES PB & PG 82-83 LOT 22 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 08 |
| Legal Subdivision | LIVE OAK ESTATES |
| Legal Tract | 3959 |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 43301 |
Source: Osceola County records · APN 96842
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2018 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Aug 11, 2025 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 11, 2025 · Amount on Record |
| Deed Sale | Aug 11, 2025 · Amount on Record |
| Prior Sale | Dec 30, 2014 · Amount on Record |
| Deed Document Number | 2025099239 |
| Deed Book / Page | 6832 / 807 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2018 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8441 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2018 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8441 |
| Document Number | 0060141228 |
|---|---|
| Date | Aug 02, 2021 |
| Book Page | 6014/1228 |
| Instrument | 2021119362 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 11, 2025 |
| Property Address | 2018 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8441 |
| Document Number | 0068320807 |
| Book / Page | 6832 / 807 |
| Map Reference | MB 7 PG 82 |
| Instrument Date | Aug 05, 2025 |
| Instrument | 2025099239 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,430.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30 GOLDEN HOLLOW RD, KELSO, TN 37348-6002 |
| Name | Verified Name |
|---|---|
| Address | 2018 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8441 |
| Document Number | 0006832809 |
|---|---|
| Date | Aug 11, 2025 |
| Instrument | 6832/809 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,129.00 (+10.11%) Homeowner's exemption | $255,153 (+5.99%) | $365,600 (+2.84%) Land $65,000 Building $300,600 |
| 2023 | $3,750.00 (+11.18%) Homeowner's exemption | $240,741 (+10.83%) | $355,500 (+21.62%) Land $60,000 Building $295,500 |
| 2022 | $3,373.00 Homeowner's exemption | $217,225 | $292,300 Land $55,000 Building $237,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 54% of the US · above 25% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 725 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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