Osceola County property record for 2029 Live Oak Blvd, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,968 sqft · built 2001 |
| Lot Size | 0.524 acres (22,825 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $27,600 (Mar 2000) |
| Tax Bill | $3,138 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage May 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-26-31-3959-0001-0050 |
| Primary APN | 08-26-31-3959-0001-0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,968 sqft Living Area |
| Gross Area | 3,624 sqft |
| 1st Floor Area | 1,968 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,825 sqft (0.524 acres) |
| Garage Type | Attached |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 380 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 908 sqft |
| Deck Area | 519 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2029 LIVE OAK BLVD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORS1 |
| Legal Description | LIVE OAK ESTATES PB 7 PG 82-83 LOT 5 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 08 |
| Legal Subdivision | LIVE OAK ESTATES |
| Legal Tract | 3959 |
| Legal Block | 50 |
| Legal Lot Number | 5 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 43301 |
Source: Osceola County records, as of January 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2029 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING |
| May 7, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 2000 · Amount on Record |
| Deed Sale | Mar 10, 2000 · Amount on Record |
| Prior Sale | Apr 26, 1996 · Amount on Record |
| Deed Book / Page | 1712 / 2342 |
| Last Transfer Date | Apr 10, 2024 |
| Transfer Doc | 0065961052 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2029 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8404 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 2029 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8404 |
| Document Number | 0068992014 |
|---|---|
| Date | Dec 30, 2025 |
| Book Page | 6899/2014 |
| Instrument | 2025157808 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 7, 2024 |
| Property Address | 2029 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8404 |
| Document Number | 0065961052 |
| Book / Page | 6596 / 1052 |
| Map Reference | MB 7 PG 82-83 |
| Instrument Date | Apr 10, 2024 |
| Instrument | 2024060236 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4611 HARVEST ROW LN, SAINT CLOUD, FL 34772-8929 |
| Name | Verified Name |
|---|---|
| Address | 2029 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8404 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,138.00 (+6.99%) | $186,414 (+5.99%) | $365,200 (+3.51%) Land $65,000 Building $300,200 |
| 2024 | $2,933.00 (+3.71%) | ||
| 2023 | $2,828.00 Homeowner's exemption | $175,885 | $352,800 Land $60,000 Building $292,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 173 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 173 in force |
| Nearby Flood Claims | 14 (1987–2022) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
May also be available: CenturyLink, Verizon.
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