Osceola County property record for 2012 Live Oak Blvd, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,508 sqft Heated Area |
| Lot Size | 32,714 sqft (0.751 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $137,900 (2014) |
| Tax Bill | $3,077.00 (2025) |
| Primary APN | 96815 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,508 sqft Heated Area |
| Gross Area | 2,034 sqft Gross Area |
| 1st Floor | 1,508 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 32,714 sqft (0.751 acres) |
| Depth X Width | 329 ft x 111 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 380 sqft Garage |
| Fence | Fence |
|---|---|
| Patio Area | 200 sqft Patio |
| Porch | Open Porch |
| Porch Area | 64 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 96815 |
|---|---|
| Street Address | 2012 LIVE OAK BLVD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8405 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FOX RUN PB 8 PG 51-52 LOT 51 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 08 |
| Legal Subdivision | LIVE OAK ESTATES |
| Legal Tract | 3224 |
| Legal Block | 1 |
| Legal Lot Number | 51 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 43301 |
Source: Osceola County records · APN 96815
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 2012 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8405 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Sep 02, 2022 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Jul 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE EQUITY PARTNERS LLC |
| Oct 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) MORTGAGE EQUITY PTRS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 16, 2014 · Amount on Record |
| Deed Sale | Sep 16, 2014 · Amount on Record |
| Prior Sale | Aug 18, 2003 · Amount on Record |
| Deed Doc Number | 2014136526 |
| Deed Book / Page | 4666 / 2708 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2012 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8405 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2012 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8405 |
| Document Number | 0062800787 |
|---|---|
| Date | Sep 02, 2022 |
| Book Page | 6280/787 |
| Instrument | 2022134818 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 29, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2012 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8405 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2021 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8404 |
| Document Number | 0060070374 |
|---|---|
| Date | Jul 21, 2021 |
| Book Page | 6007/374 |
| Instrument | 2021113332 |
| Name | MORTGAGE EQUITY PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Address | LYNNFIELD, MA 01940 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2012 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8405 |
| Document Number | 0054172004 |
| Instrument Date | Oct 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 02, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2012 LIVE OAK BLVD ST CLOUD FL 347718405, ST CLOUD, FL 34771-8405 |
| Document Number | 0054172004 |
|---|---|
| Date | Oct 15, 2018 |
| Book Page | 005417/002004 |
| Instrument | 154416 |
| Name | MORTGAGE EQUITY PTRS |
|---|---|
| Type | Mortgage Company |
| Address | LYNNFIELD, MA 01940 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 14, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,077.00 (+11.04%) Homeowner's exemption | $182,135 (+5.99%) | $261,900 (+3.11%) Land $65,000 Building $196,900 |
| 2023 | $2,771.00 (+6.62%) Homeowner's exemption | $171,847 (+5.52%) | $254,000 (+17.05%) Land $60,000 Building $194,000 |
| 2022 | $2,599.00 Homeowner's exemption | $162,862 | $217,000 Land $55,000 Building $162,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 54% of the US · above 25% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 725 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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