Osceola County property record for 2027 Live Oak Blvd, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,980 sqft · built 1994 |
| Lot Size | 0.572 acres (24,916 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Feb 2007) |
| Tax Bill | $1,047 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-26-31-3959-0001-0040 |
| Primary APN | 08-26-31-3959-0001-0040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,980 sqft Living Area |
| Gross Area | 3,372 sqft |
| 1st Floor Area | 1,980 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,916 sqft (0.572 acres) |
| Garage Type | Detached |
| Garage Area | 924 sqft |
| Parking Spaces | 8 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 36 sqft |
| Porch | Florida Room |
| Porch Area | 468 sqft |
| Deck Area | 688 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2027 LIVE OAK BLVD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORS1 |
| Legal Description | LIVE OAK ESTATES PB 7 PG 82-83 LOT 4 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 08 |
| Legal Subdivision | LIVE OAK ESTATES |
| Legal Tract | 3959 |
| Legal Block | 40 |
| Legal Lot Number | 4 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 43301 |
2027 Live Oak Blvd is owned and occupied by two individuals who acquired it in August 2026.
Source: Osceola County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2027 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Aug 12, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 15, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2007 · Amount on File |
| Deed Sale | Feb 5, 2007 · Amount on File |
| Deed Document Number | 200721766 |
| Deed Book / Page | 3399 / 1209 |
| Last Transfer Date | Aug 12, 2026 |
| Transfer Doc | 0000105547 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 12, 2026 |
| Property Address | 2027 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8404 |
| Document Number | 0000105547 |
| Book / Page | 7019 / 328 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 2026105547 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 2027 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8404 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2027 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8404 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2027 LIVE OAK BLVD, SAINT CLOUD, FL 34771-8404 |
| Document Number | 0059111466 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 5911/1466 |
| Instrument | 2021037547 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 2027 Live Oak Blvd was $1,047 with exemptions applied.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,047.00 Homeowner's exemption Veteran's exemption | $208,545 | $352,500 Land $65,000 Building $287,500 |
| 2023 | $901.00 (-69.24%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $196,766 (+3%) | $344,300 (+13.52%) Land $60,000 Building $284,300 |
| 2022 | $2,929.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $191,035 | $303,300 Land $55,000 Building $248,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2027 Live Oak Blvd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 173 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 173 in force |
| Nearby Flood Claims | 14 (1987–2022) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2027 Live Oak Blvd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon, Xfinity.
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