2017 E Saratoga St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 2017 E Saratoga St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,315 sqft · built 1996
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Mar 2023)
Tax Bill	$1,664 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jul 2021 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`309-11-154`

Property Details

APN / Parcel Number

Primary APN	`309-11-154`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,315 sqft Living Area
1st Floor Area	1,315 sqft

Exterior

Year Built	Built 1996
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,489 sqft (0.126 acres)
Parking Spaces	2 Parking Spaces
Pool Area	400 sqft
Patio Area	148 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2017 E SARATOGA ST
City	GILBERT
State	AZ
Zip	85296-2727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	FINLEY FARMS SOUTH PARCEL 16 MCR 402-38
Legal Range	06E
Legal Township	01S
Legal Section	16
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	FINLEY FARMS SOUTH PARCEL 16
Legal Lot Number	32
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3009
Census Tract	422512

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5609 E 24TH ST, TUCSON, AZ 85711-5513
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Warranty Deed, Transfer · Conventional Mortgage ALTITUDE FINANCIAL CORP
Jul 12, 2021	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Sep 2, 2020	Deed of Trust, Mortgage · FHA Mortgage THE FEDERAL SAVINGS BANK
Aug 30, 2019	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Aug 30, 2019	Quit Claim Deed, Transfer GRAND CANYON TITLE AGENCY, GRAND CANYON TITLE AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2023 · Amount on Record
Deed Sale	Mar 20, 2023 · Amount on Record
Prior Sale	Aug 30, 2019 · Amount on Record
Deed Document Number	20230138518
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 20, 2023
Property Address	2017 E SARATOGA ST, GILBERT, AZ 85296-2727
Document Number	0000138518
Map Reference	MB 402 PG 38
Instrument Date	Mar 16, 2023
Instrument	20230138518
Transaction Type	Transfer
Record Updated	Mar 29, 2023
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1640 S STAPLEY DR, MESA, AZ 85204-6664

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5609 E 24TH ST, TUCSON, AZ 85711-5513

Mortgage

Document Number	0000138519
Date	Mar 20, 2023
Instrument	20230138519

Lender

Name	ALTITUDE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2017 E SARATOGA ST, GILBERT, AZ 85296-2727
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2017 E SARATOGA ST, GILBERT, AZ 85296-2727

Mortgage

Document Number	0000754440
Date	Jul 12, 2021
Instrument	20210754440

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2017 E SARATOGA ST, GILBERT, AZ 85296-2727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2017 E SARATOGA ST, GILBERT, AZ 85296-2727

Mortgage

Document Number	0000817229
Date	Sep 2, 2020
Instrument	20200817229

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 30, 2019
Property Address	2017 E SARATOGA ST, GILBERT, AZ 85296-2727
Document Number	0000681295
Map Reference	MB 402 PG 38
Instrument Date	Aug 23, 2019
Instrument	20190681295
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	GRAND CANYON TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	443 WEST 111TH AVE, 443, WESTMINSTER, CO 80031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2017 E SARATOGA ST, GILBERT, AZ 85296-2727

Mortgage

Document Number	0000681296
Date	Aug 30, 2019
Instrument	20190681296

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 30, 2019
Property Address	2017 E SARATOGA ST, GILBERT, AZ 85296-2727
Document Number	0000681294
Instrument Date	Aug 23, 2019
Instrument	681294
Transaction Type	Transfer
Record Updated	Sep 6, 2019
Title Company	GRAND CANYON TITLE AGENCY, GRAND CANYON TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 W 111TH AVE WESTMINSTER CO 80031, WESTMINSTER, CO 80031

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,280 (-1.01%)	$382,800 (-1.01%) Land $76,500 Building $306,300
2025	$1,664.00 (+24.27%)
2024		$38,670	$386,700 Land $77,300 Building $309,400
2023	$1,339.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network, Tristate Wi-Fi by Wi-Fiber.

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