1928 E Saratoga St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1928 E Saratoga St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,128 sqft · built 1995
Lot Size	0.14 acres (6,077 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Jun 2026)
Tax Bill	$1,736 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2022 Sale
Flood Zone	Zone X (moderate risk)
APN	`304-21-187`

Property Details

APN / Parcel Number

Primary APN	`304-21-187`
Alternative APN	`304211873`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,128 sqft Living Area
Gross Area	2,280 sqft
1st Floor Area	1,215 sqft
2nd Floor Area	913 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,077 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1928 E SARATOGA ST
City	GILBERT
State	AZ
Zip	85296-2609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	RANCHO CIMARRON MCR 380-25
Legal Range	6E
Legal Township	1S
Legal Section	16
Legal Subdivision	RANCHO CIMARRON
Legal Lot Number	159
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2000
Census Tract	422512

Owner

Source: Maricopa County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1928 E SARATOGA ST, GILBERT, AZ 85296-2609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Warranty Deed, Transfer · FHA Mortgage BARRETT FINANCIAL GROUP LLC
Oct 27, 2022	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Jul 12, 2016 · Amount on Record
Deed Document Number	2026354228
Prior Transfer Date	Aug 10, 2005
Prior Transfer Doc	0001194622
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 11, 2026
Property Address	1928 E SARATOGA ST, GILBERT, AZ 85296-2609
Document Number	0000354228
Instrument Date	Jun 5, 2026
Instrument	2026354228
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1928 E SARATOGA ST, GILBERT, AZ 85296-2609

Mortgage

Document Number	0000354229,
Date	Jun 11, 2026
Instrument	2026354229

Lender

Name	BARRETT FINANCIAL GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

October 2022: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	MARICOPA AZ
Recording Date	Oct 27, 2022
Property Address	1928 E SARATOGA ST, GILBERT, AZ 85296-2609
Document Number	0000804543
Map Reference	MB 380 PG 25
Instrument Date	Oct 26, 2022
Instrument	20220804543
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1221 W SHUMWAY FARM RD, PHOENIX, AZ 85041-6738

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,830 (+97.42%)	$448,300 (+5.48%) Land $89,600 Building $358,700
2025	$1,736.00 (+3.21%)	$22,708 (-49.93%)	$425,000 (-6.28%) Land $85,000 Building $340,000
2024		$45,350	$453,500 Land $90,700 Building $362,800
2023	$1,682.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network, Tristate Wi-Fi by Wi-Fiber.

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