2025 E Saratoga St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 2025 E Saratoga St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,315 sqft · built 1996
Lot Size	0.126 acres (5,493 sqft)
Owner	Individual Name on Record
Last Sale	$399,900 (Sep 2025)
Tax Bill	$1,381 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`309-11-155`

Property Details

APN / Parcel Number

Primary APN	`309-11-155`
Alternative APN	`309111550`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,315 sqft Living Area
Gross Area	1,463 sqft
1st Floor Area	1,315 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	5,493 sqft (0.126 acres)
Parking Spaces	2 Parking Spaces
Pool Area	400 sqft
Patio Area	148 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2025 E SARATOGA ST
City	GILBERT
State	AZ
Zip	85296-2727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	FINLEY FARMS SOUTH PARCEL 16 MCR 402-38
Legal Range	6E
Legal Township	1S
Legal Section	16
Legal Subdivision	FINLEY FARMS SOUTH PARCEL 16
Legal Lot Number	33
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3009
Census Tract	422512

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1725 S CORONADO RD, 1143, GILBERT, AZ 85295-0083
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Feb 24, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIDELITY BANK
Sep 17, 2025	Warranty Deed, Transfer · Conventional Mortgage NEXA MORTGAGE LLC
Sep 9, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage PARAMOUNT EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2025 · Amount on Record
Deed Sale	Sep 17, 2025 · Amount on Record
Prior Sale	Sep 29, 2014 · Amount on Record
Deed Document Number	2025536236
Prior Transfer Date	Aug 9, 2019
Prior Transfer Doc	0000704387
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2025 E SARATOGA ST, GILBERT, AZ 85296-2727
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2025 E SARATOGA ST, GILBERT, AZ 85296-2727

Mortgage

Document Number	0000277236
Date	Mar 29, 2022
Instrument	20220277236

Lender

Name	FIDELITY BANK
Type	Bank
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2025 E SARATOGA ST, GILBERT, AZ 85296-2727
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2025 E SARATOGA ST, GILBERT, AZ 85296-2727

Mortgage

Document Number	0000207975
Date	Feb 24, 2021
Instrument	20210207975

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2025 E SARATOGA ST, GILBERT, AZ 85296-2727
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092826
Date	Feb 24, 2023
Instrument	20230092826

Lender

Name	FIDELITY BANK
Type	Bank
Address	50286

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Apr 1, 2028

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 17, 2025
Property Address	2025 E SARATOGA ST, GILBERT, AZ 85296-2727
Document Number	0000536236
Map Reference	MB 402 PG 38
Instrument Date	Aug 21, 2025
Instrument	20250536236
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11251 E URSULA AVE, MESA, AZ 85212-6562

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2025 E SARATOGA ST, GILBERT, AZ 85296-2727

Mortgage

Document Number	0000536237
Date	Sep 17, 2025
Instrument	20250536237

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Sep 9, 2019
Property Address	2025 E SARATOGA ST, GILBERT, AZ 85296-2727
Document Number	0000704387
Map Reference	MB 402 PG 38
Instrument Date	Aug 9, 2019
Instrument	20190704387
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	PREMIER TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2025 E SARATOGA ST, GILBERT, AZ 85296-2727

Mortgage

Document Number	0000704388
Date	Sep 9, 2019
Instrument	20190704388

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,280 (+111.28%)	$382,800 (+5.16%) Land $76,500 Building $306,300
2025	$1,381.00 (+3.91%)	$18,118 (-53.15%)	$364,000 (-5.87%) Land $72,800 Building $291,200
2024	$1,329.00 (-0.75%)	$38,670	$386,700 Land $77,300 Building $309,400
2023	$1,339.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network, Tristate Wi-Fi by Wi-Fiber.

Nearby Properties on E Saratoga St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures