2002 E Saratoga St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 2002 E Saratoga St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,315 sqft · built 1996
Lot Size	0.133 acres (5,802 sqft)
Owner	Company Name on Record
Last Sale	$329,000 (Dec 2020)
Tax Bill	$1,496 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jun 2021 Construction Loan + 1 more
Flood Zone	Zone X (moderate risk)
APN	`309-11-152`

Property Details

APN / Parcel Number

Primary APN	`309-11-152`
Alternative APN	`309111528`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,315 sqft Living Area
Gross Area	1,463 sqft
1st Floor Area	1,315 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	5,802 sqft (0.133 acres)
Parking Spaces	2 Parking Spaces
Patio Area	148 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2002 E SARATOGA ST
City	GILBERT
State	AZ
Zip	85296-2713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	FINLEY FARMS SOUTH PARCEL 16 MCR 402-38
Legal Range	6E
Legal Township	1S
Legal Section	16
Legal Subdivision	FINLEY FARMS SOUTH PARCEL 16
Legal Lot Number	30
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3007
Census Tract	422512

Owner

Source: Maricopa County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2019	Deed of Trust, Mortgage · FHA Mortgage DITECH FINANCIAL LLC
Jun 10, 2021	Intrafamily Transfer, Transfer · Construction Mortgage BANK OF AMERICA NA
Dec 18, 2020	Warranty Deed, Transfer OS NATIONAL LLC, OS NAT'L LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2020 · Amount on Record
Deed Sale	Dec 18, 2020 · Amount on Record
Prior Sale	May 27, 2016 · Amount on Record
Deed Document Number	20201253419
Last Transfer Date	Apr 27, 2021
Transfer Doc	0000642253
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2002 E SARATOGA ST, GILBERT, AZ 85296-2713
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000823421
Date	Oct 16, 2019
Instrument	20190823421

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jun 10, 2021
Property Address	2002 E SARATOGA ST, GILBERT, AZ 85296-2713
Document Number	0000642253
Map Reference	MB 402 PG 38
Instrument Date	Apr 27, 2021
Instrument	20210642253
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	SELENE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

Mortgage

Document Number	0000642254
Date	Jun 10, 2021
Instrument	20210642254

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 18, 2020
Property Address	2002 E SARATOGA ST, GILBERT, AZ 85296-2713
Document Number	0001253419
Instrument Date	Dec 18, 2020
Instrument	1253419
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Amount	Amount Recorded
Tax	$33.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,680 (+118.99%)	$356,800 (+5.47%) Land $71,300 Building $285,500
2025	$1,496.00 (+3.31%)	$16,293 (-54.65%)	$338,300 (-5.84%) Land $67,600 Building $270,700
2024		$35,930	$359,300 Land $71,800 Building $287,500
2023	$1,448.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network, Tristate Wi-Fi by Wi-Fiber.

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