Mecosta County property record for 20153 Spruce Rd, Big Rapids, MI 49307 · Last verified February 2024
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | Individual Name on File |
| Last Sale | $395,000 (Feb 2024) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 01 034 031 501 |
| Primary APN | 01 034 031 501 |
|---|
| Lot Area | 52,272 sqft (1.2 acres) |
|---|
| Street Address | 20153 SPRUCE RD |
|---|---|
| City | BIG RAPIDS |
| State | MI |
| Zip | 49307-9799 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 34 T16N R10W PART OF GOVT LOT 1 COM AT E 1/4 COR SEC 34 TH S 89 DEG 28 M W 1312.04 FT TO E LINE W 1/2 GOVT LOT 1 TH S 0 D |
| Legal Subdivision | DALZIEL CREEK |
| Jurisdiction | MECOSTA MI |
| Township / Civil Division | GREEN |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 960400 |
Source: Mecosta County records · APN 01 034 031 501
Assessment roll updated March 1, 2023 · Last verified February 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 20153 SPRUCE RD, BIG RAPIDS, MI 49307-9799 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 02, 2024 · Amount on Record |
| Deed Sale | Feb 02, 2024 · Amount on Record |
| Deed Document Number | 202400000705 |
| Deed Book / Page | 928 / 128 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Feb 02, 2024 |
| Property Address | 20153 SPRUCE RD, BIG RAPIDS, MI 49307-9799 |
| Document Number | 000928/128 |
| Book / Page | 928 / 128 |
| Instrument Date | Jan 17, 2024 |
| Instrument | 202400000705 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2024 |
| Title Company | SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,962.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16380 220TH AVE, BIG RAPIDS, MI 49307-9759 |
| Name | Verified Name |
|---|---|
| Address | 20153 SPRUCE RD, BIG RAPIDS, MI 49307-9799 |
| Document Number | 202400000706 |
|---|---|
| Date | Feb 02, 2024 |
| Instrument | 202400000706 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2054 |
Source: Mecosta County records · Assessment roll updated March 1, 2023 · Last verified February 2024
| Type | Name |
|---|---|
| State | Michigan |
| County | Mecosta County |
| County Subdivision | Green Charter Township |
| Unified School District | Big Rapids Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $149,600 | $299,200 |
Source: FEMA National Flood Hazard Layer, Mecosta County (26107C), updated February 3, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261079604002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Point Broadband Fiber Holding | Fiber | 1,000 / 1,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Point Broadband Fiber Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.
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