18636 Spruce Rd, Big Rapids, MI 49307 Property Records

Mecosta County property record for 18636 Spruce Rd, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Lot Size	30.8 acres (1,342,955 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Sep 2025)
Tax Bill	$1,750 (2024)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Sep 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01 036 012 100`

Property Details

APN / Parcel Number

Primary APN	`01 036 012 100`

Exterior

Lot Area	1,342,955 sqft (30.8 acres)

Location & Zoning

Street Address	18636 SPRUCE RD
City	BIG RAPIDS
State	MI
Zip	49307-9247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 36 T16N R10W SW 1/4 SW 1/4 EXC COM AT W 1/4 COR TH S 0 DEG 47 M W 1314.69 FT TO POB. TH S 89 DEG 46 M E 339.83 FT TH S 0
Jurisdiction	MECOSTA MI
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1015
Census Tract	960400

Owner

Source: Mecosta County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19205 190TH AVE, BIG RAPIDS, MI 49307-9371
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Warranty Deed, Transfer · Conventional Mortgage LAKE-OSCEOLA STATE BANK
Sep 23, 2025	Warranty Deed, Transfer CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC
Nov 15, 2017	Warranty Deed, Transfer CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2025 · Amount on Record
Deed Sale	Sep 26, 2025 · Amount on Record
Prior Sale	Sep 23, 2025 · Amount on Record
Deed Document Number	202500006643
Deed Book / Page	936 / 5431
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Sep 26, 2025
Property Address	18636 SPRUCE RD, BIG RAPIDS, MI 49307-9247
Document Number	00936/5431
Book / Page	936 / 5431
Instrument Date	Sep 22, 2025
Instrument	202500006643
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3420 W ZION CHURCH RD, SHELBY, NC 28150-8600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19205 190TH AVE, BIG RAPIDS, MI 49307-9371

Mortgage

Document Number	202500006644
Date	Sep 26, 2025
Instrument	202500006644

Lender

Name	LAKE-OSCEOLA STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Oct 22, 2030

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Sep 23, 2025
Property Address	18636 SPRUCE RD, BIG RAPIDS, MI 49307-9247
Document Number	00936/4942
Book / Page	936 / 4942
Instrument Date	Sep 22, 2025
Instrument	202500006544
Transaction Type	Transfer
Record Updated	Oct 1, 2025
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Tax	$772.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	595 WESTWAY DR NW, GRAND RAPIDS, MI 49534-4549

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 W ZION CHURCH RD, SHELBY, NC 28150-8600
Investor	Possibly a Property Investor

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Nov 15, 2017
Property Address	SPRUCE RD, BIG RAPIDS, MI 49307
Document Number	881/1101
Book / Page	881 / 1101
Instrument Date	Nov 9, 2017
Instrument	201700008484
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN

Transaction

Amount	Amount Recorded
Tax	$447.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1908 FRUITWOOD DR NW, 1908, GRAND RAPIDS, MI 49504-6083

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10601 2ND AVE NW, GRAND RAPIDS, MI 49534-6760

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Mecosta County
County Subdivision	Green Charter Township
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$51,600 (+26.16%)	$103,200 (+26.16%)
2024	$1,750.00
2023		$40,900	$81,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Point Broadband Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, HomeWorks Connect, T-Mobile.

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