Mecosta County property record for 20160 Spruce Rd, Big Rapids, MI 49307
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.8 acres (121,968 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Apr 2024) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Nov 2023 Sale + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01 034 032 000 |
| Primary APN | 01 034 032 000 |
|---|
| Lot Area | 121,968 sqft (2.8 acres) |
|---|
| Street Address | 20160 SPRUCE RD |
|---|---|
| City | BIG RAPIDS |
| State | MI |
| Zip | 49307-9799 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 34 T16N R10W THAT PART OF GOVT LOT 1 BEG AT INT OF E LINE RR R/W INTERSECTS CENTER OF ANGLING RD TH NLY ALG RR R/W 350 FT |
| Jurisdiction | MECOSTA MI |
| Township / Civil Division | GREEN |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 960400 |
Source: Mecosta County records, as of April 25, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 20160 SPRUCE RD, BIG RAPIDS, MI 49307-9799 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 9, 2024 | Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 20, 2023 | Warranty Deed, Transfer SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC |
| Jul 9, 2021 | Deed of Trust, Mortgage · Line of Credit LAKE-OSCEOLA STATE BANK |
| Jul 9, 2021 | Deed of Trust, Mortgage · Line of Credit LAKE-OSCEOLA STATE BANK |
| Jul 24, 2019 | Deed, Transfer · Commercial Mortgage LAKE-OSCEOLA STATE BANK |
| Jul 24, 2018 | Quit Claim Deed, Foreclosure Quitclaim |
| Jun 20, 2018 | Sheriff's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2024 · Amount on Record |
| Deed Sale | Apr 9, 2024 · Amount on Record |
| Prior Sale | Nov 20, 2023 · Amount on Record |
| Deed Document Number | 202400002527 |
| Deed Book / Page | 928 / 5415 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Apr 9, 2024 |
| Property Address | 20160 SPRUCE RD, BIG RAPIDS, MI 49307-9799 |
| Document Number | 00928/5415 |
| Book / Page | 928 / 5415 |
| Instrument Date | Apr 5, 2024 |
| Instrument | 202400002527 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Title Company | SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,237.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20160 SPRUCE RD, BIG RAPIDS, MI 49307-9799 |
| Name | Verified Name |
|---|---|
| Address | 20160 SPRUCE RD, BIG RAPIDS, MI 49307-9799 |
| Document Number | 202400002528 |
|---|---|
| Date | Apr 9, 2024 |
| Instrument | 202400002528 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Nov 20, 2023 |
| Property Address | 20160 SPRUCE RD, BIG RAPIDS, MI 49307-9799 |
| Document Number | 000927/106 |
| Book / Page | 927 / 106 |
| Map Reference | LB 284 PG 511 |
| Instrument Date | Nov 7, 2023 |
| Instrument | 202300007559 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2023 |
| Title Company | SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,762.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20160 SPRUCE RD, BIG RAPIDS, MI 49307-9799 |
| Name | Verified Name |
|---|---|
| Address | 20160 SPRUCE RD, BIG RAPIDS, MI 49307-9799 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECOSTA MI |
| Property Address | 20160 SPRUCE RD, BIG RAPIDS, MI 49307-9799 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 912/4115 |
|---|---|
| Date | Jul 9, 2021 |
| Book Page | 912/4115 |
| Instrument | 202100006855 |
| Name | LAKE-OSCEOLA STATE BANK |
|---|---|
| Type | Bank |
| Address | BALDWIN, MI 49304 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECOSTA MI |
| Property Address | 20160 SPRUCE RD, BIG RAPIDS, MI 49307-9799 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 912/4115 |
|---|---|
| Date | Jul 9, 2021 |
| Book Page | 912/4115 |
| Instrument | 202100004115 |
| Name | LAKE-OSCEOLA STATE BANK |
|---|---|
| Type | Bank |
| Address | BALDWIN, MI 49304 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Jul 24, 2019 |
| Property Address | 20160 SPRUCE RD, BIG RAPIDS, MI 49307-9799 |
| Document Number | 898/4090 |
| Book / Page | 898 / 4090 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 201900005192 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Title Company | TITLE AGENCY, ETITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8200 JONES BRANCH DR, 8200, MC LEAN, VA 22102-3107 |
| Name | Verified Name |
|---|---|
| Address | 110 2ND AVE # 1, 1, BIG RAPIDS, MI 49307-1552 |
| Document Number | 201900005193 |
|---|---|
| Date | Jul 24, 2019 |
| Instrument | 201900005193 |
| Name | LAKE-OSCEOLA STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Jul 24, 2018 |
| Property Address | 20160 SPRUCE RD, BIG RAPIDS, MI 49307-9799 |
| Document Number | 889/2035 |
| Book / Page | 889 / 2035 |
| Instrument Date | Jul 11, 2018 |
| Instrument | 201800005910 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 5, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8742 LUCENT BLVD STE 300, 8742, HIGHLANDS RANCH, CO 80129-2386 |
| Name | Verified Name |
|---|---|
| Address | 8200 JONES BRANCH DR, MC LEAN, VA 22102-3107 |
| Investor | Possibly a Property Investor |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Jun 20, 2018 |
| Property Address | 20160 SPRUCE RD, BIG RAPIDS, MI 49307-9799 |
| Document Number | 888/1326 |
| Book / Page | 888 / 1326 |
| Instrument Date | Jun 13, 2018 |
| Instrument | 201800004891 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 5, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20160 SPRUCE RD, 20160, BIG RAPIDS, MI 49307-9799 |
| Name | Verified Name |
|---|---|
| Address | 8742 LUCENT BLVD STE 300, 300, HIGHLANDS RANCH, CO 80129-2386 |
Source: Mecosta County assessment roll, as of March 1, 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Mecosta County |
| County Subdivision | Green Charter Township |
| Unified School District | Big Rapids Public Schools (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $117,000 | $234,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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