18681 Spruce Rd, Big Rapids, MI 49307 Property Records

Mecosta County property record for 18681 Spruce Rd, Big Rapids, MI 49307

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 1.5 ba · 2,548 sqft · built 1980
Lot Size	40 acres (1,742,400 sqft)
Owner	Trust Name on File
Tax Bill	$2,410 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01 036 013 000`

Property Details

APN / Parcel Number

Primary APN	`01 036 013 000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,548 sqft Building Perimeter
1st Floor Area	1,274 sqft
Basement Area	1,274 sqft
Unfinished Basement	1,274 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Lot Area	1,742,400 sqft (40 acres)
Garage Area	680 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	18681 SPRUCE RD
City	BIG RAPIDS
State	MI
Zip	49307-9247
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	SEC 36 T16N R10W SE 1/4 SW 1/4 SURVEY L 14 PG 404
Legal Range	10W
Legal Township	16N
Legal Section	36
Jurisdiction	MECOSTA MI
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1015
Census Tract	960400

Owner

18681 Spruce Rd, an agricultural property, is held in a trust since October 2019.

Source: Mecosta County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	18681 SPRUCE RD, BIG RAPIDS, MI 49307-9247
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Oct 23, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 22, 2019
Transfer Doc	900/1658
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Recording Date	Apr 13, 2026
Property Address	18681 SPRUCE RD, BIG RAPIDS, MI 49307-9247
Document Number	0000002678
Book / Page	940 / 674
Instrument Date	Mar 27, 2026
Instrument	20262678
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	18681 SPRUCE RD, BIG RAPIDS, MI 49307-9247

Mortgage

Document Number	0000002678,
Date	Apr 13, 2026
Book Page	940/674
Instrument	20262678

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	5.98%
Max Rate	-1%

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECOSTA MI
Recording Date	Oct 23, 2019
Property Address	18681 SPRUCE RD, BIG RAPIDS, MI 49307-9247
Document Number	900/1658
Book / Page	900 / 1658
Instrument Date	Oct 22, 2019
Instrument	201900007502
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18681 SPRUCE RD, 18681, BIG RAPIDS, MI 49307-9247

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	18681 SPRUCE RD, BIG RAPIDS, MI 49307-9247

Tax Assessment & Valuation

The 2025 property tax bill for 18681 Spruce Rd was $2,410, up 2.2% from the year before.

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Mecosta County
County Subdivision	Green Charter Township
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,000 (+5.97%)	$380,000 (+5.97%)
2025	$2,410.00 (+2.25%)	$179,300	$358,600
2024	$2,357.00
2023		$139,200	$278,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18681 Spruce Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18681 Spruce Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HomeWorks Connect Fiber	1,000 / 1,000
Point Broadband Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spruce Rd

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