20140 Beard St, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20140 Beard St, Cornelius, NC 28031 · Last verified June 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2002
Square Footage2,476 sqft Heated Area
Lot Size6,843 sqft (0.157 acres)
OccupancyOwner Occupied
Last Sale$340,000 (2020)
Tax Bill$4,041.00 (2023)

Property Details

APN / Parcel Number

Primary APN003-195-48

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,476 sqft Heated Area
Gross Area2,995 sqft Gross Area
1st Floor1,236 sqft 1st Floor
Upper Floors1,240 sqft Upper Floors
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2002
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Lot Area6,843 sqft (0.157 acres)
Garage Area380 sqft Garage
Porch1 Porch
Porch Area139 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number003-195-48
Street Address20140 BEARD ST
CityCORNELIUS
StateNC
Zip28031-6035
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL218 M36-59
Legal SubdivisionVICTORIA BAY PH 02 MAP 10 FINA
Legal Lot Number218
JurisdictionMECKLENBURG NC
Minor Civil Division9, DEWEESE
Census Blockgroup2
Census Block2000
Census Tract6408

Owner

Source: Mecklenburg County records · APN 003-195-48

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20140 BEARD ST, CORNELIUS, NC 28031-6035
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2017Deed of Trust, Mortgage · Line of Credit
PEOPLES BANK
Apr 22, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 22, 2020 · Amount on Record
Deed SaleApr 22, 2020 · Amount on Record
Prior SaleJul 18, 2018 · Amount on Record
Deed Doc Number0034494946
Deed Book / Page34494 / 946
Record RefreshedJun 07, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20140 BEARD ST, CORNELIUS, NC 28031-6035
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000125179
DateSep 15, 2017
Book Page32121/618
Instrument2017125179
Lender
NamePEOPLES BANK
TypeBank
AddressNEWTON, NC 28658
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueSep 07, 2022
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 22, 2020
Property Address20140 BEARD ST, CORNELIUS, NC 28031-6035
Document Number0000056179
Book / Page34494 / 946
Map ReferenceMB 36 PG 59
Instrument DateApr 16, 2020
Instrument2020056179
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyLKN TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$680.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address21333 SUMMERBROOK DR, 21333, CORNELIUS, NC 28031-8544

Transferred To (Grantee/Buyer)

NameVerified Name
Address20140 BEARD ST, CORNELIUS, NC 28031-6035

Mortgage

Document Number0000056180
DateApr 22, 2020
Instrument2020056180
Lender
NameSOUTHERN TRUST MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 7% of the US · above 5% of North Carolina
Wildfire LikelihoodAbout 1 in 4,762 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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