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20210 Beard St, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20210 Beard St, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,422 sqft · built 2002
Lot Size0.158 acres (6,917 sqft)
OwnerIndividual Name on Record
Last Sale$573,000 (May 2022)
Tax Bill$4,098 (2023)
Deeds & MortgagesMay 2022 Sale
May 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN003-195-46

Property Details

APN / Parcel Number

Primary APN003-195-46

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,422 sqft Heated Area
Gross Area2,995 sqft
1st Floor Area1,236 sqft
Upper Floors Area1,240 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area6,917 sqft (0.158 acres)
Garage Area380 sqft
PorchPorch
Porch Area139 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number003-195-46
Street Address20210 BEARD ST
CityCORNELIUS
StateNC
Zip28031-6036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR
Legal DescriptionL216 M36-59
Legal SubdivisionVICTORIA BAY PH 02 MAP 10
Legal Lot Number216
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group2
Census Block2000
Census Tract6408

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address20210 BEARD ST, CORNELIUS, NC 28031-6036
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 25, 2022Special Warranty Deed, Transfer
May 31, 2022Special Warranty Deed, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Apr 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
SOUTHERN TRUST MORTGAGE LLC
Jul 13, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2022 · Amount on Record
Deed SaleMay 31, 2022 · Amount on Record
Prior SaleMay 25, 2022 · Amount on Record
Deed Document Number0037384981
Deed Book / Page37384 / 981
Record UpdatedJun 7, 2026

May 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateMay 25, 2022
Property Address20210 BEARD ST, CORNELIUS, NC 28031-6036
Document Number0000079798
Book / Page37370 / 5
Map ReferenceMB 36 PG 59
Instrument DateMay 24, 2022
Instrument2022079798
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

AmountAmount Recorded
Tax$1,146.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20210 BEARD ST, CORNELIUS, NC 28031-6036

Transferred To (Grantee/Buyer)

NameVerified Name
Address175 GREENWICH ST FL 59, 59, NEW YORK, NY 10007-2450
InvestorPossibly a Property Investor

May 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateMay 31, 2022
Property Address20210 BEARD ST, CORNELIUS, NC 28031-6036
Document Number0000082306
Book / Page37384 / 981
Map ReferenceMB 36 PG 59
Instrument DateMay 24, 2022
Instrument2022082306
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,146.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address175 GREENWICH ST FL 59, 59, NEW YORK, NY 10007-2450

Transferred To (Grantee/Buyer)

NameVerified Name
Address20210 BEARD ST, CORNELIUS, NC 28031-6036
InvestorPossibly a Property Investor

Mortgage

Document Number0000082307
DateMay 31, 2022
Instrument2022082307
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20210 BEARD ST, CORNELIUS, NC 28031-6036
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054517
DateApr 20, 2020
Book Page34484/393
Instrument2020054517
Lender
NameSOUTHERN TRUST MORTGAGE LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23462
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJul 13, 2018
Property Address20210 BEARD ST, CORNELIUS, NC 28031-6036
Document Number0000087700
Book / Page032827 / 000670
Instrument DateJul 13, 2018
Instrument87700
Transaction TypeTransfer
Record UpdatedAug 13, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$650.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20210 BEARD ST CORNELIUS NC 280316036, CORNELIUS, NC 28031-6036

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area		1,000 / 20
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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