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  5. Beard St

20127 Beard St, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20127 Beard St, Cornelius, NC 28031 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,710 sqft · built 2003
Lot Size0.181 acres (7,884 sqft)
Owner2 Individual Names on File
Last Sale$555,000 (May 2026)
Tax Bill$3,357 (2025)
Deeds & MortgagesJun 2021 Mortgage
May 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN003-195-61

Property Details

APN / Parcel Number

Primary APN003-195-61

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,710 sqft Living Area
1st Floor Area1,500 sqft
Upper Floors Area1,210 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Lot Area7,884 sqft (0.181 acres)
Garage Area400 sqft
PorchFinished/Open Porch
Porch Area172 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address20127 BEARD ST
CityCORNELIUS
StateNC
Zip28031-6051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL214 M36-59
Legal SubdivisionVICTORIA BAY PH 02 MAP 10
Legal Block5
Legal Lot Number214
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group2
Census Block2026
Census Tract6408

Owner

Source: Mecklenburg County records · APN 003-195-61

Assessment roll updated September 9, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20127 BEARD ST, CORNELIUS, NC 28031-6051
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
May 15, 2026Warranty Deed, Transfer · Conventional Mortgage
SIRVA MORTGAGE INC
Oct 17, 2018Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 15, 2026 · Amount on Record
Deed SaleMay 15, 2026 · Amount on Record
Prior SaleJul 13, 2007 · Amount on Record
Deed Document Number202651308
Deed Book / Page40425 / 622
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20127 BEARD ST, CORNELIUS, NC 28031-6051
Transaction TypeMortgage
Record UpdatedJun 17, 2026
Title CompanyQUICK SILVA TITLE AND ESCROW, QUICKSILVA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000112819
DateJun 09, 2021
Book Page36160/122
Instrument2021112819
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMay 15, 2026
Property Address20127 BEARD ST, CORNELIUS, NC 28031-6051
Document Number0000051308
Book / Page40425 / 622
Instrument DateMay 13, 2026
Instrument202651308
Transaction TypeTransfer
Record UpdatedMay 29, 2026
Title CompanyNH TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$112,110.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20127 BEARD ST, CORNELIUS, NC 28031-6051

Mortgage

Document Number0000051309,
DateMay 15, 2026
Instrument202651309
Lender
NameSIRVA MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.46%
Initial TypeFixed Rate
Max Rate-1%

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20127 BEARD ST, CORNELIUS, NC 28031-6051
Document Number0000141615
Instrument DateOct 17, 2018
Transaction TypeMortgage
Record UpdatedDec 11, 2018
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address20127 BEARD ST CORNELIUS NC 280316051, CORNELIUS, NC 28031-6051

Mortgage

Document Number0000141615
DateNov 13, 2018
Book Page033105/000027
Instrument141615
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,357.00 (+1.6%)$496,100 Land $95,000 Building $401,100$496,100 Land $95,000 Building $401,100
2024$3,304.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190064082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 320 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumFiber1,000 / 1,000
TDS TelecomCable1,000 / 20
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Spectrum, TDS Telecom. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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