20124 Beard St, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20124 Beard St, Cornelius, NC 28031 · Last verified June 2023

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,500 sqft · built 2003
Lot Size0.201 acres (8,791 sqft)
OwnerIndividual Name on File
Last Sale$219,500 (Sep 2003)
Tax Bill$4,452 (2023)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN003-195-51

Property Details

APN / Parcel Number

Primary APN003-195-51

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,500 sqft Heated Area
Gross Area4,235 sqft
1st Floor Area1,253 sqft
Upper Floors Area1,307 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area8,791 sqft (0.201 acres)
Garage Area380 sqft
PorchPorch
Porch Area42 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number003-195-51
Street Address20124 BEARD ST
CityCORNELIUS
StateNC
Zip28031-6035
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL221 M36-59
Legal SubdivisionVICTORIA BAY PH 02 MAP 10
Legal Lot Number221
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group2
Census Block2000
Census Tract6408

Owner

Source: Mecklenburg County records · APN 003-195-51

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20124 BEARD ST, CORNELIUS, NC 28031-6035
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 30, 2003 · Amount on Record
Deed SaleSep 30, 2003 · Amount on Record
Deed Document Number0016202887
Deed Book / Page16202 / 887
Record UpdatedJun 07, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20124 BEARD ST, CORNELIUS, NC 28031-6035
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000138815
DateAug 31, 2020
Book Page34997/480
Instrument2020138815
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2035

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190064082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 7% of the US · above 5% of North Carolina
Wildfire LikelihoodAbout 1 in 4,762 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 320 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumFiber1,000 / 1,000
TDS TelecomCable1,000 / 20
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Spectrum, TDS Telecom. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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