Polk County property record for 2014 Varner Cir, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,722 sqft · built 1979 |
| Lot Size | 0.302 acres (13,151 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $2,817,600 (Dec 1999) |
| Tax Bill | $1,268 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-02-000000-042130 |
| Primary APN | 26-29-02-000000-042130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,722 sqft Living Area |
| Gross Area | 2,184 sqft |
| 1st Floor Area | 1,722 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 13,151 sqft (0.302 acres) |
| Lot Dimensions | 124 ft deep x 116 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Street Address | 2014 VARNER CIR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BEG 50 FT E OF NW COR OF W1/2 OF SW1/4 OF SE1/4 OF SW1/4 RUN E 232.05 FT S 41 DEG 30 MIN 43 SEC W 123.43 FT TO PT ON CURVE WLY ALONG CURVE A CHORD DISTANCE OF 66.59 FT N 41 DEG 59 MIN 09 SEC W 125.06 FT TO POB BEING LOT 8 OF UNREC SURVEY |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 02 |
| Legal Subdivision | ELOISE WOODS DEXTER POINT |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 14006 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2014 VARNER CIR, WINTER HAVEN, FL 33884-3139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2022 | Deed of Trust, Mortgage · Line of Credit TRAX CREDIT UNION |
| Apr 2, 2020 | Quit Claim Deed, Transfer AMERICAN LIBERTY MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 1999 · Amount on Record |
| Deed Sale | Dec 30, 1999 · Amount on Record |
| Deed Book / Page | 4377 / 71 |
| Last Transfer Date | Mar 23, 2020 |
| Transfer Doc | 0111960305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2014 VARNER CIR, WINTER HAVEN, FL 33884-3139 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2014 VARNER CIR, WINTER HAVEN, FL 33884-3139 |
| Document Number | 0000245927 |
|---|---|
| Date | Sep 9, 2022 |
| Book Page | 12413/2204 |
| Instrument | 2022245927 |
| Name | TRAX CREDIT UNION |
|---|---|
| Address | TAMPA, FL 33619 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 8, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 2, 2020 |
| Property Address | 2014 VARNER CIR, WINTER HAVEN, FL 33884-3139 |
| Document Number | 0111960305 |
| Book / Page | 011196 / 000305 |
| Instrument Date | Mar 23, 2020 |
| Instrument | 72425 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2020 |
| Title Company | FLORIDA PROFESSIONAL TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2014 VARNER CIR WINTER HAVEN FL 338843139, WINTER HAVEN, FL 33884-3139 |
| Document Number | 111960307 |
|---|---|
| Date | Apr 2, 2020 |
| Book Page | 011196/000307 |
| Instrument | 72426 |
| Name | AMERICAN LIBERTY MTG |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80211 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 1, 2050 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $139,838 (+2.7%) | $213,498 (-1.95%) Land $46,800 Building $166,698 | |
| 2025 | $1,268.00 (-31.24%) Homeowner's exemption | $136,162 (+5.99%) | $217,749 (+0.35%) Land $46,800 Building $170,949 |
| 2024 | $1,844.00 (+10.55%) | ||
| 2023 | $1,668.00 (+3.93%) Homeowner's exemption | $128,471 (+3%) | $216,984 (+2.67%) Land $45,000 Building $171,984 |
| 2022 | $1,605.00 Homeowner's exemption | $124,729 | $211,338 Land $37,800 Building $173,538 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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