Polk County property record for 2010 Varner Cir, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,953 sqft · built 1979 |
| Lot Size | 0.267 acres (11,613 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Oct 2024) |
| Tax Bill | $3,877 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-02-000000-042100 |
| Primary APN | 26-29-02-000000-042100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,953 sqft Living Area |
| Gross Area | 2,659 sqft |
| 1st Floor Area | 1,953 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 11,613 sqft (0.267 acres) |
| Lot Dimensions | 140 ft deep x 82 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Porch | Florida Room |
| Porch Area | 292 sqft |
| Patio Area | 120 sqft |
| Street Address | 2010 VARNER CIR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BEG 332.05 FT E & 132.62 FT S OF NW COR OF W1/2 OF SW1/4 OF SE1/4 OF SW1/4 RUN S 87 FT W 141.04 FT N 50.76 FT TO PT ON CURVE NLY ALONG CURVE A CHORD DISTANCE OF 43.55 FT E 116.58 FT TO POB BEING LOT 10 OF UNREC SURVEY |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 02 |
| Legal Subdivision | ELOISE WOODS DEXTER POINT |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 14006 |
2010 Varner Cir is owned by two individuals who acquired it in October 2024.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2815 WINTERSET PARK, WINTER HAVEN, FL 33884-3141 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Oct 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage LANDMARK MORTGAGE & ASSOCIATES INC |
| Dec 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Oct 13, 2021 | Warranty Deed, Transfer · Line of Credit ERIC ROSEN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2024 · Amount on File |
| Deed Sale | Oct 28, 2024 · Amount on File |
| Prior Sale | Oct 20, 2022 · Amount on File |
| Deed Document Number | 2024243368 |
| Deed Book / Page | 13311 / 379 |
| Last Transfer Date | Oct 30, 2024 |
| Transfer Doc | 0000249902 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 20, 2022 |
| Property Address | 2010 VARNER CIR, WINTER HAVEN, FL 33884-3139 |
| Document Number | 0000276430 |
| Book / Page | 12455 / 469 |
| Instrument Date | Oct 17, 2022 |
| Instrument | 2022276430 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2022 |
| Title Company | SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11516 RAILROAD LN, 11516, FORT WAYNE, IN 46818-9088 |
| Name | Verified Name |
|---|---|
| Address | 2010 VARNER CIR, WINTER HAVEN, FL 33884-3139 |
| Document Number | 0012455471 |
|---|---|
| Date | Oct 20, 2022 |
| Instrument | 12455/471 |
| Name | LANDMARK MORTGAGE & ASSOCIATES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 30, 2021 |
| Property Address | 2010 VARNER CIR, WINTER HAVEN, FL 33884-3139 |
| Document Number | 0000340604 |
| Book / Page | 12052 / 521 |
| Instrument Date | Dec 29, 2021 |
| Instrument | 2021340604 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8127 CORKFIELD AVE, 8127, ORLANDO, FL 32832-5068 |
| Name | Verified Name |
|---|---|
| Address | 2010 VARNER CIR, WINTER HAVEN, FL 33884-3139 |
| Document Number | 0012052523 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 12052/523 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 13, 2021 |
| Property Address | 2010 VARNER CIR, WINTER HAVEN, FL 33884-3139 |
| Document Number | 0000267870 |
| Book / Page | 11937 / 446 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 2021267870 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8207 RITTENHOUSE CIR, 8207, CHARLOTTE, NC 28270-1065 |
| Name | Verified Name |
|---|---|
| Address | 8127 CORTFIELD AVE, ORLANDO, FL 32832-5068 |
| Investor | Possibly a Property Investor |
| Document Number | 0011937450 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 11937/450 |
| Name | ERIC ROSEN |
|---|---|
| Type | Private Party |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Apr 6, 2022 |
The 2025 property tax bill for 2010 Varner Cir was $3,877.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $258,990 (-11.48%) Land $52,000 Building $206,990 | $258,990 (-11.48%) Land $52,000 Building $206,990 | |
| 2025 | $3,877.00 | $292,581 Land $52,000 Building $240,581 | $292,581 Land $52,000 Building $240,581 |
| 2023 | $3,666.00 (+24.44%) Homeowner's exemption | $276,662 (+8.44%) Land $50,000 Building $226,662 | $276,662 (+2.79%) Land $50,000 Building $226,662 |
| 2022 | $2,946.00 Homeowner's exemption | $255,130 | $269,142 Land $42,000 Building $227,142 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2010 Varner Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2010 Varner Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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