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2012 Varner Cir, Winter Haven, FL 33884 Property Records

Polk County property record for 2012 Varner Cir, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,382 sqft · built 1979
Lot Size0.314 acres (13,687 sqft)
Owner2 Individual Names on Record
Last Sale$261,000 (Apr 2022)
Tax Bill$2,247 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-02-000000-042140

Property Details

APN / Parcel Number

Primary APN26-29-02-000000-042140
Alternative APNs
  • 022926000000042140
  • 22926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,382 sqft Living Area
Gross Area1,907 sqft
1st Floor Area1,382 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area13,687 sqft (0.314 acres)
Lot Dimensions140 ft deep x 81 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area525 sqft
PorchScreened/Unfinished Porch
Porch Area236 sqft

Location & Zoning

Street Address2012 VARNER CIR
CityWINTER HAVEN
StateFL
Zip33884-3139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBEG 282.05 FT E OF NW COR OF W1/2 OF SW1/4 OF SE1/4 OF SW1/4 RUN E 50 FT S 132.62 FT W 116.58 FT TO PT ON CURVE NWLY ALONG CURVE A CHORD DISTANCE OF 47.22 FT N 41 DEG 30 MIN 43 SEC E 123.43 FT TO POB BEING LOT 9 OF UNREC SURVEY
Legal Range26E
Legal Township29S
Legal Section02
Legal SubdivisionELOISE WOODS DEXTER POINT
Legal Tract000000
Legal Block2
Legal Lot Number9
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2032
Census Tract14006

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2012 VARNER CIR, WINTER HAVEN, FL 33884-3139
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2022 · Amount on Record
Deed SaleApr 20, 2022 · Amount on Record
Prior SaleJun 8, 2016 · Amount on Record
Deed Document Number2022106758
Deed Book / Page12216 / 1444
Prior Transfer DateFeb 6, 2014
Prior Transfer Doc0000021795
Record UpdatedOct 29, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 20, 2022
Property Address2012 VARNER CIR, WINTER HAVEN, FL 33884-3139
Document Number0000106758
Book / Page12216 / 1444
Instrument DateMar 13, 2022
Instrument2022106758
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyUNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,827.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1504 N CHAMBERS ST, 1504, WICHITA, KS 67212-6937

Transferred To (Grantee/Buyer)

NameVerified Name
Address2012 VARNER CIR, WINTER HAVEN, FL 33884-3139

Mortgage

Document Number0122161446
DateApr 20, 2022
Instrument12216/1446
Lender
NameAMERICAN BANCSHARES MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$201,142 (-4.23%) Land $52,000 Building $149,142$201,142 (-4.23%) Land $52,000 Building $149,142
2025$2,247.00 (-18.17%) Homeowner's exemption$210,018 (+0.78%) Land $52,000 Building $158,018$210,018 (+0.78%) Land $52,000 Building $158,018
2023$2,746.00 (+75.46%) Homeowner's exemption$208,397 (+71.05%) Land $50,000 Building $158,397$208,397 (+5.22%) Land $50,000 Building $158,397
2022$1,565.00$121,835$198,064 Land $42,000 Building $156,064

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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