Polk County property record for 2011 Varner Cir, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,706 sqft · built 1979 |
| Lot Size | 0.266 acres (11,587 sqft) |
| Owner | Individual Name on File |
| Last Sale | $139,900 (Jul 1998) |
| Tax Bill | $2,920 (2025) |
| Deeds & Mortgages | May 2023 Transfer Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-02-000000-042170 |
| Primary APN | 26-29-02-000000-042170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,706 sqft Living Area |
| Gross Area | 2,210 sqft |
| 1st Floor Area | 1,706 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 11,587 sqft (0.266 acres) |
| Lot Dimensions | 140 ft deep x 82 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 496 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 126 sqft |
| Street Address | 2011 VARNER CIR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BEG 137.09 FT S OF NW COR OF W1/2 OF SW1/4 OF SE1/4 OF SW1/4 RUN S 87 FT E 140.97 FT N 50.34 FT TO PT ON CURVE NWLY ALONG CURVE A CHORD DISTANCE OF 44.31 FT W 116.39 FT TO POB BEING LOT 6 OF UNREC SURVEY |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 02 |
| Legal Subdivision | ELOISE WOODS DEXTER POINT |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 14006 |
Source: Polk County assessment roll, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2011 VARNER CIR, WINTER HAVEN, FL 33884-3149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 29, 2017 | Deed of Trust, Mortgage · Conventional with PMI HOMEWARD RESID'L |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 31, 1998 · Amount on Record |
| Deed Sale | Jul 31, 1998 · Amount on Record |
| Deed Book / Page | 4071 / 1722 |
| Last Transfer Date | Dec 2, 2024 |
| Transfer Doc | 0000282180 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 23, 2023 |
| Property Address | 2011 VARNER CIR, WINTER HAVEN, FL 33884-3149 |
| Document Number | 0000120202 |
| Book / Page | 12701 / 1210 |
| Instrument Date | May 2, 2023 |
| Instrument | 2023120202 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6216 HUDSON CREEK DR, LOUISVILLE, KY 40291-1991 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 6216 HUDSON CREEK DR, LOUISVILLE, KY 40291-1991 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2011 VARNER CIR, WINTER HAVEN, FL 33884-3149 |
| Document Number | 0102521583 |
| Book / Page | 010252 / 001583 |
| Instrument Date | Aug 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2017 |
| Title Company | TITLE SOURCES INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2011 VARNER CIR WINTER HAVEN FL 338843149, WINTER HAVEN, FL 33884-3149 |
| Document Number | 0102521583 |
|---|---|
| Date | Sep 5, 2017 |
| Book Page | 010252/001583 |
| Instrument | 171049 |
| Name | HOMEWARD RESID'L |
|---|---|
| Address | ADDISON, TX 75001 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 4, 2047 |
Source: Polk County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,920.00 (+55.73%) Homeowner's exemption | $260,779 (+82.7%) Land $52,000 Building $208,779 | $260,779 (+0.87%) Land $52,000 Building $208,779 |
| 2023 | $1,875.00 (+3.65%) Homeowner's exemption | $142,738 (+3%) | $258,518 (+3.05%) Land $50,000 Building $208,518 |
| 2022 | $1,809.00 Homeowner's exemption | $138,581 | $250,871 Land $42,000 Building $208,871 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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