Hamilton County property record for 2014 Schmidt Rd, Chattanooga, TN 37412
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,260 sqft · built 1945 |
| Lot Size | 0.298 acres (13,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Oct 2024) |
| Tax Bill | $954 (2025) |
| Deeds & Mortgages | Oct 2024 Sale & Mortgage Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 169I F 014 |
| Primary APN | 169I F 014 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,000 sqft (0.298 acres) |
| Lot Dimensions | 130 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000114560 |
|---|---|
| Street Address | 2014 SCHMIDT RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37412-2328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PT OF LOT A TOMBRAS 10 AC TR PB 15 PG 103 |
| Legal Subdivision | TOMBRAS 10 ACRE TRACT |
| Legal Lot Number | A |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 11800 |
2014 Schmidt Rd is owned and occupied by an individual who bought it in October 2024.
Source: Hamilton County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2014 SCHMIDT RD, CHATTANOOGA, TN 37412-2328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2024 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Oct 30, 2020 | Warranty Deed, Transfer · FHA Mortgage INDEPENDENT BK |
| Jul 29, 2019 | Warranty Deed, Transfer · Conventional with PMI FIRST TN BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2024 · Amount on File |
| Deed Sale | Oct 4, 2024 · Amount on File |
| Prior Sale | Oct 30, 2020 · Amount on File |
| Deed Document Number | 2024167 |
| Deed Book / Page | 13725 / 94 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 4, 2024 |
| Property Address | 2014 SCHMIDT RD, CHATTANOOGA, TN 37412-2328 |
| Document Number | 0000000167 |
| Book / Page | 13725 / 94 |
| Map Reference | MB 15 PG 103 |
| Instrument Date | Oct 3, 2024 |
| Instrument | 2024100400167 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST CHOICE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2014 SCHMIDT RD, CHATTANOOGA, TN 37412-2328 |
| Document Number | 0000000168 |
|---|---|
| Date | Oct 4, 2024 |
| Instrument | 2024100400168 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Number | 0000000169 |
|---|---|
| Date | Oct 4, 2024 |
| Book Page | 13725/113 |
| Instrument | 2024100400169 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95825 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 30, 2020 |
| Property Address | 2014 SCHMIDT RD, CHATTANOOGA, TN 37412-2328 |
| Document Number | 1030000032 |
| Book / Page | 012211 / 000149 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 201030000032 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2020 |
| Title Company | RELI SETTLEMENT SOLUTIONS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $481.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9823 HIXSON PIKE SODDY DAISY TN 373793529, SODDY DAISY, TN 37379-3529 |
| Document Number | 1030000033 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 012211/000152 |
| Instrument | 201030000033 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38157 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 29, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 29, 2019 |
| Property Address | 2014 SCHMIDT RD, CHATTANOOGA, TN 37412-2328 |
| Document Number | 0729000248 |
| Book / Page | 011711 / 000920 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 190729000248 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2019 |
| Title Company | KELTY TITLE AND ESCROW SERVICES INC, REALTY TITLE & ESCROW SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $418.10 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2014 SCHMIDT RD CHATTANOOGA TN 374122328, CHATTANOOGA, TN 37412-2328 |
| Document Number | 729000249 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | 011711/000923 |
| Instrument | 190729000249 |
| Name | FIRST TN BK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 28, 2049 |
The 2025 property tax bill for 2014 Schmidt Rd was $954, up 28.4% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | East Ridge City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $954.00 (+28.4%) | $63,000 (+89.62%) | $252,000 (+89.62%) Land $40,000 Building $212,000 |
| 2024 | $743.00 (-36.33%) | $33,225 (-) | $132,900 (-) Land $32,000 Building $100,900 |
| 2023 | $1,167.00 | $33,225 (-) | $132,900 (-) Land $32,000 Building $100,900 |
| 2022 | $1,167.00 | $33,225 | $132,900 Land $32,000 Building $100,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2014 Schmidt Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1983–1994) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 1994 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2014 Schmidt Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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