2005 Schmidt Rd, Chattanooga, TN 37412 Property Records

Hamilton County property record for 2005 Schmidt Rd, Chattanooga, TN 37412

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 1950
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Oct 2023)
Tax Bill	$646 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`169I D 009`

Property Details

APN / Parcel Number

Primary APN	`169I D 009`
Alternative APN	`0000114483`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	44,431 sqft (1.02 acres)
Lot Dimensions	493 ft deep x 90 ft wide

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000114483
Street Address	2005 SCHMIDT RD
City	CHATTANOOGA
State	TN
Zip	37412-2327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 5 W M SCHMIDT PB 16 PG 55
Legal Subdivision	SCHMIDT W M
Legal Lot Number	5
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	4
Census Block	4004
Census Tract	11800

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7805 STONES RIVER RD, CHATTANOOGA, TN 37421-8202
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2023 · Amount on Record
Deed Sale	Oct 2, 2023 · Amount on Record
Deed Document Number	2023100200223
Deed Book / Page	13414 / 301
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 2, 2023
Property Address	2005 SCHMIDT RD, CHATTANOOGA, TN 37412-2327
Document Number	0000000223
Book / Page	13414 / 301
Map Reference	MB 16 PG 55
Instrument Date	Sep 29, 2023
Instrument	2023100200223
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$851.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7805 STONES RIVER RD, CHATTANOOGA, TN 37421-8202

Mortgage

Document Number	0000000224
Date	Oct 2, 2023
Instrument	2023100200224

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$646.00 (+12.15%)	$42,675 (+65.57%)	$170,700 (+65.57%) Land $40,000 Building $130,700
2024	$576.00 (-36.49%)	$25,775 (-)	$103,100 (-) Land $32,000 Building $71,100
2023	$907.00	$25,775 (-)	$103,100 (-) Land $32,000 Building $71,100
2022	$907.00	$25,775	$103,100 Land $32,000 Building $71,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983–1994)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20