2013 Schmidt Rd, Chattanooga, TN 37412 Property Records

Hamilton County property record for 2013 Schmidt Rd, Chattanooga, TN 37412

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,965 sqft · built 1950
Lot Size1.05 acres (45,810 sqft)
OwnerCompany Name on Record
Last Sale$90,000 (May 2012)
Tax Bill$1,187 (2025)
Deeds & MortgagesMay 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN169I D 013

Property Details

APN / Parcel Number

Primary APN169I D 013
Alternative APN
  • 0000114487

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,965 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area45,810 sqft (1.05 acres)
Lot Dimensions509 ft deep x 90 ft wide
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000114487
Street Address2013 SCHMIDT RD
CityCHATTANOOGA
StateTN
Zip37412-2327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 1 W M SCHMIDT PB 16 PG 55
Legal SubdivisionSCHMIDT W M
Legal Lot Number1
JurisdictionHAMILTON TN
Township / Civil Division8
Census Block Group4
Census Block4004
Census Tract11800

Owner

Source: Hamilton County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address598 N CREST RD, CHATTANOOGA, TN 37404-1020
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 7, 2012 · Amount on Record
Deed SaleMay 7, 2012 · Amount on Record
Prior SaleNov 23, 2011 · Amount on Record
Deed Document Number2012312
Deed Book / Page9638 / 719
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Recording DateMay 11, 2026
Property Address2013 SCHMIDT RD, CHATTANOOGA, TN 37412-2327
Document Number0000000123
Book / Page14293 / 479
Instrument DateApr 24, 2026
Instrument2026123
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266

Mortgage

Document Number0000000123,
DateMay 11, 2026
Book Page14293/479
Instrument2026123
Lender
NameY-12 FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueApr 25, 2031
Interest
Rate6.38%
Max Rate-1%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityEast Ridge City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,187.00 (+33.82%)$78,325 (+97.42%)$313,300 (+97.42%) Land $40,000 Building $273,300
2024$887.00 (-36.28%)$39,675 (-)$158,700 (-) Land $32,000 Building $126,700
2023$1,392.00$39,675 (-)$158,700 (-) Land $32,000 Building $126,700
2022$1,392.00$39,675$158,700 Land $32,000 Building $126,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1983–1994)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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