Hamilton County property record for 2010 Schmidt Rd, Chattanooga, TN 37412
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 984 sqft · built 1954 |
| Lot Size | 0.321 acres (14,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,000 (Aug 2026) |
| Tax Bill | $884 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Apr 2017 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 169I F 016 |
| Primary APN | 169I F 016 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 984 sqft Living Area |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Asbestos |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,001 sqft (0.321 acres) |
| Lot Dimensions | 189 ft deep x 74 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000114562 |
|---|---|
| Street Address | 2010 SCHMIDT RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37412-2328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PT OF LOT C TOMBRAS 10 AC TR PB 15 PG 103 |
| Legal Subdivision | TOMBRAS TEN ACRE TRACT |
| Legal Lot Number | C |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 11800 |
Source: Hamilton County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2010 SCHMIDT RD, CHATTANOOGA, TN 37412-2328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Aug 7, 2026 | Warranty Deed, Transfer · FHA Mortgage GUARANTY MORTGAGE |
| Apr 26, 2017 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TENNESSEE VALLEY FCU |
| Jul 2, 2020 | Deed of Trust, Mortgage TENNESSEE VLY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2026 · Amount on Record |
| Deed Sale | Aug 7, 2026 · Amount on Record |
| Prior Sale | Aug 23, 2016 · Amount on Record |
| Deed Document Number | 20260807115 |
| Deed Book / Page | 14397 / 608 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 7, 2026 |
| Property Address | 2010 SCHMIDT RD, CHATTANOOGA, TN 37412-2328 |
| Document Number | 0000000115 |
| Book / Page | 14397 / 608 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 2026115 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | NEXT GENERATION TITLE, NEXT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $91,556.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2010 SCHMIDT RD, CHATTANOOGA, TN 37412-2328 |
| Document Number | 0000000116, |
|---|---|
| Date | Aug 7, 2026 |
| Instrument | 20267116 |
| Name | GUARANTY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2010 SCHMIDT RD, CHATTANOOGA, TN 37412-2328 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PIONEER TITLE AG INC |
| Name | Verified Name |
|---|
| Document Number | 0000000053 |
|---|---|
| Date | Apr 26, 2017 |
| Book Page | 11033/436 |
| Instrument | 2017042600053 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2010 SCHMIDT RD, CHATTANOOGA, TN 37412-2328 |
| Document Number | 0707000077 |
| Instrument Date | Jul 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2020 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Name | Verified Name |
|---|---|
| Address | 2010 SCHMIDT RD CHATTANOOGA TN 374122328, CHATTANOOGA, TN 37412-2328 |
| Document Number | 0707000077 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 012063/000316 |
| Instrument | 200707000077 |
| Name | TENNESSEE VLY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Jul 6, 2045 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | East Ridge City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $884.00 (+24.16%) | $58,325 (+83.27%) | $233,300 (+83.27%) Land $50,000 Building $183,300 |
| 2024 | $712.00 (-36.31%) | $31,825 (-) | $127,300 (-) Land $40,000 Building $87,300 |
| 2023 | $1,118.00 | $31,825 (-) | $127,300 (-) Land $40,000 Building $87,300 |
| 2022 | $1,118.00 | $31,825 | $127,300 Land $40,000 Building $87,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1983–1994) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 1994 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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