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20128 Torch Key Way, Estero, FL 33928 Property Records

Lee County property record for 20128 Torch Key Way, Estero, FL 33928 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage1,822 sqft Living Area
Lot Size4,292 sqft (0.099 acres)
OccupancyOwner Occupied
Last Sale$475,000 (2025)
Tax Bill$5,380.00 (2025)

Property Details

APN / Parcel Number

Primary APN26-46-25-E2-35000.1650
Alternative APNs
  • 252646E2350001650
  • 10572216

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,822 sqft Living Area
Gross Area2,369 sqft Gross Area
1st Floor1,544 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleTownhouse Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialConcrete Roof
Lot Area4,292 sqft (0.099 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area427 sqft Garage

Exterior Amenities

SprinklersInstalled Lawn/Plantings Watering System Sprinklers
Patio Area120 sqft Patio
Porch Area278 sqft Porch
ViewLake View

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number10572216
Street Address20128 TORCH KEY WAY
CityESTERO
StateFL
Zip33928-4039
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTIDEWATER AS DESC IN INST# 2015000254670 LOT 165
Legal Range25E
Legal Township46S
Legal Section26
Legal SubdivisionTIDEWATER
Legal TractE2
Legal Block1
Legal Lot Number165
JurisdictionLEE FL
Minor Civil DivisionLEHIGH ACRES
Census Blockgroup1
Census Block1007
Census Tract40118

Owner

Source: Lee County records · APN 26-46-25-E2-35000.1650

Assessment roll updated July 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address20128 TORCH KEY WAY, ESTERO, FL 33928-4039
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2026Warranty Deed, Transfer
OPINION OF TITLE
Jan 12, 2022Intrafamily Transfer, Transfer
ATTORNEY
Jun 06, 2017Grant Deed, Subdivision Related Transfer · Conventional Mortgage
NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 23, 2025 · Amount on Record
Deed SaleJun 23, 2025 · Amount on Record
Prior SaleJun 06, 2017 · Amount on Record
Deed Doc Number2025169736
Prior Transfer DateJan 06, 2022
Prior Transfer Doc0000012634
Record RefreshedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJun 12, 2026
Property Address20128 TORCH KEY WAY, ESTERO, FL 33928-4039
Document Number0000156087
Instrument DateJun 10, 2026
Instrument2026156087
Transaction TypeTransfer
Record UpdatedJun 22, 2026
Title CompanyOPINION OF TITLE

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEE FL
Recording DateJan 12, 2022
Property Address20128 TORCH KEY WAY, ESTERO, FL 33928-4039
Document Number0000012634
Map ReferenceDOC 20150000254670
Instrument DateJan 06, 2022
Instrument2022000012634
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address18 MADISON AVENUE, PEABODY XX

June 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionLEE FL
Recording DateJun 06, 2017
Property Address20128 TORCH KEY WAY, ESTERO, FL 33928-4039
Document Number0000122330
Instrument DateMay 26, 2017
Instrument122330
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 04, 2019
Title CompanyROYAL GULF TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,437.50
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address18 MADISON AVE PEABODY MA 019602123, PEABODY, MA 01960-2123

Mortgage

Document Number122331
DateJun 06, 2017
Instrument122331
Lender
NameNATIONS RELIABLE LNDG
AddressHOUSTON, TX 77098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 05, 2047

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated July 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$208,614 (-45.83%)$384,047 (-0.27%) Land $71,060 Building $312,987
2025$5,380.00 (-6.78%)$385,102 (-7.76%) Land $79,458 Building $305,644$385,102 (-7.76%) Land $79,458 Building $305,644
2023$5,771.00 (+31.16%)$417,513 (+25.26%) Land $56,196 Building $361,317$417,513 (+25.26%) Land $56,196 Building $361,317
2022$4,400.00$333,329 Land $55,100 Building $278,229$333,329 Land $55,100 Building $278,229

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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