Lee County property record for 20115 Torch Key Way, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,104 sqft · built 2018 |
| Lot Size | 0.099 acres (4,292 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $354,600 (Sep 2018) |
| Tax Bill | $3,787 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-46-25-E2-35000.0050 |
| Primary APN | 26-46-25-E2-35000.0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,104 sqft Living Area |
| Gross Area | 2,689 sqft |
| 1st Floor Area | 1,544 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Townhouse |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 4,292 sqft (0.099 acres) |
| Garage Type | Attached |
| Garage Area | 427 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 200 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 158 sqft |
| Patio Area | 360 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10572080 |
|---|---|
| Street Address | 20115 TORCH KEY WAY |
| City | ESTERO |
| State | FL |
| Zip | 33928-4040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPD |
| Legal Description | TIDEWATER AS DESC IN INST# 2015000254670 LOT 5 |
| Legal Range | 25E |
| Legal Township | 46S |
| Legal Section | 26 |
| Legal Subdivision | TIDEWATER |
| Legal Tract | E2 |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | LEE FL |
| Township / Civil Division | LEHIGH ACRES |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 40118 |
Source: Lee County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20115 TORCH KEY WAY, ESTERO, FL 33928-4040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Sep 14, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2018 · Amount on Record |
| Deed Sale | Sep 14, 2018 · Amount on Record |
| Deed Document Number | 2018220488 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 20115 TORCH KEY WAY, ESTERO, FL 33928-4040 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|---|
| Address | 20115 TORCH KEY WAY, ESTERO, FL 33928-4040 |
| Document Number | 0000051207 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 2021000051207 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Sep 14, 2018 |
| Property Address | 20115 TORCH KEY WAY, ESTERO, FL 33928-4040 |
| Document Number | 0000220488 |
| Map Reference | DOC2015000254670 |
| Instrument Date | Sep 12, 2018 |
| Instrument | 2018000220488 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | PGP TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,482.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24311 WALDEN CENTER DR # DR300, 24311, BONITA SPRINGS, FL 34134-4937 |
| Name | Verified Name |
|---|---|
| Address | 20115 TORCH KEY WAY, ESTERO, FL 33928-4040 |
| Document Number | 0000220489 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 2018000220489 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: Lee County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,787.00 (+7.31%) Homeowner's exemption | $302,909 (+5.99%) | $394,778 (+4.13%) Land $76,809 Building $317,969 |
| 2023 | $3,529.00 (-0.9%) Homeowner's exemption | $285,798 (+3%) | $379,109 (+12.87%) Land $49,288 Building $329,821 |
| 2022 | $3,561.00 Homeowner's exemption | $277,474 | $335,875 Land $52,500 Building $283,375 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 79 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 2 (1988–2022) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Summit Broadband, Verizon, Xfinity.
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