20123 Torch Key Way, Estero, FL 33928 Property Records

Lee County property record for 20123 Torch Key Way, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,104 sqft · built 2018
Lot Size0.099 acres (4,292 sqft)
Owner2 Company Names on Record
Last Sale$470,000 (Mar 2025)
Tax Bill$3,796 (2025)
Deeds & MortgagesJan 2019 Sale
Aug 2018 Sale
Flood ZoneZone X (minimal risk)
APN26-46-25-E2-35000.0070

Property Details

APN / Parcel Number

Primary APN26-46-25-E2-35000.0070
Alternative APNs
  • 252646E2350000070
  • 10572082

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,104 sqft Living Area
Gross Area2,689 sqft
1st Floor Area1,544 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleTownhouse
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area4,292 sqft (0.099 acres)
Garage TypeAttached
Garage Area427 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area312 sqft
PorchFlorida Room
Porch Area158 sqft
Patio Area248 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10572082
Street Address20123 TORCH KEY WAY
CityESTERO
StateFL
Zip33928-4040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPD
Legal DescriptionTIDEWATER AS DESC IN INST# 2015000254670 LOT 7
Legal Range25E
Legal Township46S
Legal Section26
Legal SubdivisionTIDEWATER
Legal Block1
Legal Lot Number7
JurisdictionLEE FL
Township / Civil DivisionLEHIGH ACRES
Census Block Group1
Census Block1003
Census Tract40118

Owner

Source: Lee County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address20123 TORCH KEY WAY, ESTERO, FL 33928-4040
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2019Grant Deed, Transfer
ATTORNEY ONLY
Aug 6, 2018Warranty Deed, Subdivision Related Transfer
PGP TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2025 · Amount on Record
Deed SaleMar 3, 2025 · Amount on Record
Prior SaleAug 6, 2018 · Amount on Record
Deed Document Number202555520
Prior Transfer DateJan 24, 2019
Prior Transfer Doc0000019740
Record UpdatedJun 8, 2026

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLEE FL
Recording DateJan 29, 2019
Property Address20123 TORCH KEY WAY, ESTERO, FL 33928-4040
Document Number0000019740
Instrument DateJan 24, 2019
Instrument19740
Transaction TypeTransfer
Record UpdatedMar 1, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address20123 TORCH KEY WAY ESTERO FL 339284040, ESTERO, FL 33928-4040

August 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateAug 6, 2018
Property Address20123 TORCH KEY WAY, ESTERO, FL 33928-4040
Document Number0000188405
Instrument DateAug 2, 2018
Instrument188405
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 17, 2018
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
Tax$2,372.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address20123 TORCH KEY WAY ESTERO FL 339284040, ESTERO, FL 33928-4040

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,796.00 (+7.26%) Homeowner's exemption$303,664 (+5.99%)$400,450 (+5.02%) Land $76,809 Building $323,641
2023$3,539.00 (-0.87%) Homeowner's exemption$286,511 (+3%)$381,294 (+13.24%) Land $49,287 Building $332,007
2022$3,570.00 Homeowner's exemption$278,166$336,713 Land $52,500 Building $284,213

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 79 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims2 (1988–2022)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Summit Broadband, Verizon, Xfinity.

Nearby Properties on Torch Key Way

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