20119 Torch Key Way, Estero, FL 33928 Property Records

Lee County property record for 20119 Torch Key Way, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,659 sqft · built 2018
Lot Size	0.099 acres (4,292 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Nov 2021)
Tax Bill	$4,253 (2025)
Deeds & Mortgages	May 2022 Mortgage Nov 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-46-25-E2-35000.0060`

Property Details

APN / Parcel Number

Primary APN	`26-46-25-E2-35000.0060`
Alternative APNs	`252646E2350000060` `10572081`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,659 sqft Living Area
Gross Area	2,244 sqft
1st Floor Area	1,544 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	4,292 sqft (0.099 acres)
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	158 sqft
Patio Area	115 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10572081
Street Address	20119 TORCH KEY WAY
City	ESTERO
State	FL
Zip	33928-4040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPD
Legal Description	TIDEWATER AS DESC IN INST# 2015000254670 LOT 6
Legal Range	25E
Legal Township	46S
Legal Section	26
Legal Subdivision	TIDEWATER
Legal Tract	E2
Legal Block	1
Legal Lot Number	6
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	1
Census Block	1003
Census Tract	40118

Owner

Source: Lee County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20119 TORCH KEY WAY, ESTERO, FL 33928-4040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Nov 19, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 2, 2018	Warranty Deed, Subdivision Related Transfer PGP TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2021 · Amount on Record
Deed Sale	Nov 19, 2021 · Amount on Record
Prior Sale	Oct 2, 2018 · Amount on Record
Deed Document Number	2021382553
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	20119 TORCH KEY WAY, ESTERO, FL 33928-4040
Transaction Type	Mortgage
Record Updated	May 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 S VAIL AVE 703, 703, ARLINGTON HEIGHTS, IL 60005-1872

Mortgage

Document Number	0000169106
Date	May 19, 2022
Instrument	2022000169106

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Nov 19, 2021
Property Address	20119 TORCH KEY WAY, ESTERO, FL 33928-4040
Document Number	0000382553
Map Reference	DOC 2015000254670
Instrument Date	Nov 18, 2021
Instrument	2021000382553
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,765.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20119 TORCH KEY WAY, 20119, ESTERO, FL 33928-4040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20119 TORCH KEY WAY, ESTERO, FL 33928-4040

October 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Oct 2, 2018
Property Address	20119 TORCH KEY WAY, ESTERO, FL 33928-4040
Document Number	0000234218
Instrument Date	Sep 27, 2018
Instrument	234218
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 14, 2020
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Tax	$2,220.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	323 MILFORD AVE NEW MILFORD NJ 076461236, NEW MILFORD, NJ 07646-1236

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,253.00 (+7.07%) Homeowner's exemption	$338,718 (+5.99%)	$355,797 (-2.05%) Land $76,809 Building $278,988
2023	$3,972.00 (-0.55%) Homeowner's exemption	$319,584 (+3%)	$363,256 (+17.08%) Land $49,288 Building $313,968
2022	$3,994.00	$310,276 Land $52,500 Building $257,776	$310,276 Land $52,500 Building $257,776

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	2 (1988–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Summit Broadband, Verizon, Xfinity.

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