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20120 Beard St, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20120 Beard St, Cornelius, NC 28031 · Last verified June 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2003
Square Footage3,782 sqft Heated Area
Lot Size7,695 sqft (0.176 acres)
Garage380 sqft
Last Sale$285,000 (2009)
Tax Bill$4,404.00 (2023)

Property Details

APN / Parcel Number

Primary APN003-195-52

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area3,782 sqft Heated Area
Gross Area4,246 sqft Gross Area
1st Floor1,253 sqft 1st Floor
Upper Floors1,318 sqft Upper Floors
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2003
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Lot Area7,695 sqft (0.176 acres)
Garage Area380 sqft Garage
Deck Area540 sqft Deck
Porch1 Porch
Porch Area42 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number003-195-52
Street Address20120 BEARD ST
CityCORNELIUS
StateNC
Zip28031-6035
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL222 M36-59
Legal SubdivisionVICTORIA BAY PH 02 MAP 10
Legal Lot Number222
JurisdictionMECKLENBURG NC
Minor Civil Division9, DEWEESE
Census Blockgroup2
Census Block2000
Census Tract6408

Owner

Source: Mecklenburg County records · APN 003-195-52

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address22035 S NC HIGHWAY 109, DENTON, NC 27239-6816
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 01, 2018Deed of Trust, Mortgage · Veterans Administration Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Sep 29, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
THE FEDERAL SAVINGS BANK
Oct 26, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
INTERCONTINENTAL CAP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 23, 2009 · Amount on Record
Deed SaleJul 23, 2009 · Amount on Record
Prior SaleDec 08, 2003 · Amount on Record
Deed Doc Number0024950844
Deed Book / Page24950 / 844
Record RefreshedJun 07, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20120 BEARD ST, CORNELIUS, NC 28031-6035
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyRESOURCE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000096956
DateAug 01, 2018
Book Page32875/026
Instrument2018096956
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2048

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20120 BEARD ST, CORNELIUS, NC 28031-6035
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000158858
DateSep 29, 2020
Book Page35114/611
Instrument2020158858
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60607
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20120 BEARD ST, CORNELIUS, NC 28031-6035
Document Number0000149626
Instrument DateOct 26, 2019
Transaction TypeMortgage
Record UpdatedNov 26, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address20120 BEARD ST CORNELIUS NC 280316035, CORNELIUS, NC 28031-6035

Mortgage

Document Number0000149626
DateNov 05, 2019
Book Page034007/000132
Instrument149626
Lender
NameINTERCONTINENTAL CAP
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueNov 04, 2049

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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