20106 Beard St, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20106 Beard St, Cornelius, NC 28031 · Last verified June 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2003
Square Footage2,629 sqft Heated Area
Lot Size8,607 sqft (0.197 acres)
OccupancyOwner Occupied
Last Sale$250,000 (2008)
Tax Bill$4,112.00 (2023)

Property Details

APN / Parcel Number

Primary APN003-195-55

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,629 sqft Heated Area
Gross Area3,197 sqft Gross Area
1st Floor1,231 sqft 1st Floor
Upper Floors1,478 sqft Upper Floors
Stories2 Stories

Exterior

Year BuiltBuilt 2003
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Lot Area8,607 sqft (0.197 acres)
Garage Area380 sqft Garage
Deck Area540 sqft Deck
Porch1 Porch
Porch Area108 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number003-195-55
Street Address20106 BEARD ST
CityCORNELIUS
StateNC
Zip28031-6035
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL225 M36-59
Legal SubdivisionVICTORIA BAY PH 01 MAP 01
Legal Lot Number225
JurisdictionMECKLENBURG NC
Minor Civil Division9, DEWEESE
Census Blockgroup2
Census Block2000
Census Tract6408

Owner

Source: Mecklenburg County records · APN 003-195-55

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20106 BEARD ST, CORNELIUS, NC 28031-6035
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 07, 2022Deed of Trust, Mortgage · Line of Credit
PEOPLES BANK
Dec 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 19, 2008 · Amount on Record
Deed SaleSep 19, 2008 · Amount on Record
Prior SaleJul 22, 2005 · Amount on Record
Deed Doc Number0024133171
Deed Book / Page24133 / 171
Record RefreshedJun 07, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20106 BEARD ST, CORNELIUS, NC 28031-6035
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address20106 BEARD ST, CORNELIUS, NC 28031-6035

Mortgage

Document Number0000053522
DateApr 07, 2022
Book Page37229/1
Instrument2022053522
Lender
NamePEOPLES BANK
TypeBank
AddressROARING GAP, NC 28668
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueApr 01, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20106 BEARD ST, CORNELIUS, NC 28031-6035
Transaction TypeMortgage
Record UpdatedFeb 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000211081
DateDec 14, 2020
Book Page35426/93
Instrument2020211081
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Beard St

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