2012 Opal St, Banning, CA 92220 Property Records

Riverside County property record for 2012 Opal St, Banning, CA 92220 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.25 Baths
Year Built	Built 2021
Square Footage	1,741 sqft Living Area
Lot Size	4,940 sqft (0.113 acres)
Occupancy	Owner Occupied
Last Sale	$375,000 (2021)
Tax Bill	$7,663.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`408-630-041`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Partial Baths	2 Partial Baths
Building Area	1,741 sqft Living Area
Gross Area	2,358 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Wood Construction
Roof Material	Tile Roof
Lot Area	4,940 sqft (0.113 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	445 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	2012 OPAL ST
City	BANNING
State	CA
Zip	92220-1014
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ACRES 0.11337729 ACREAGEQUALCODE ML LOT 61 LOTTYPE L MAPPLATB 474 MAPPLATP 079 SUBDIVISIONNAME TR 37390
Legal Tract	37390
Legal Lot Number	61
Jurisdiction	RIVERSIDE CA
Minor Civil Division	SAN GORGONIO PASS
Census Blockgroup	1
Census Block	1018
Census Tract	44103

Owner

Source: Riverside County records · APN 408-630-041

Assessment roll updated July 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2012 OPAL ST, BANNING, CA 92220-1014
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 01, 2021 · Amount on Record
Deed Sale	Nov 01, 2021 · Amount on Record
Deed Doc Number	2021646361
Record Refreshed	Sep 20, 2026

November 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 01, 2021
Property Address	2012 OPAL ST, BANNING, CA 92220-1014
Document Number	0000646361
Map Reference	MB 474 PG 79-87
Instrument Date	Sep 16, 2021
Instrument	2021-0646361
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 10, 2021
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property (Marital Community) with Rights of Survivorship
Address	2012 OPAL ST, BANNING, CA 92220-1014

Mortgage

Document Number	0000646362
Date	Nov 01, 2021
Instrument	2021-0646362

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Riverside County records · Assessment roll updated July 29, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Beaumont Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$405,585 (+2%) Land $81,181 Building $324,404
2025	$7,663.00 (+0.38%)	$397,634 (+4.04%) Land $79,590 Building $318,044
2023	$7,634.00 (+2.09%)	$382,195 Land $76,500 Building $305,695
2022	$7,478.00

Flood & Wildfire

2012 Opal St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Very High risk).

Flood

Source: FEMA National Flood Hazard Layer · Riverside County (06065C), updated October 14, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Very High 90th percentile of exposed land nationally · 73rd in California
Wildfire Likelihood	Very High — about 1 in 78 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.