1986 Opal St, Banning, CA 92220 Property Records

Riverside County property record for 1986 Opal St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,741 sqft · built 2021
Lot Size	0.113 acres (4,939 sqft)
Owner	Individual Name on Record
Last Sale	$367,000 (Nov 2021)
Tax Bill	$7,551 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`408-630-043`

Property Details

APN / Parcel Number

Primary APN	`408-630-043`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,741 sqft Living Area

Exterior

Year Built	Built 2021
Construction Type	Wood
Lot Area	4,939 sqft (0.113 acres)
Garage Type	Attached
Garage Area	445 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	408630043
Street Address	1986 OPAL ST
City	BANNING
State	CA
Zip	92220-1016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES 0.11338637 ACREAGEQUALCODE ML LOT 63 LOTTYPE L MAPPLATB 474 MAPPLATP 079 SUBDIVISIONNAME TR 37390
Legal Tract	37390
Legal Lot Number	63
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1018
Census Tract	44103

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1986 OPAL ST, BANNING, CA 92220-1016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2021 · Amount on Record
Deed Sale	Nov 3, 2021 · Amount on Record
Deed Document Number	2021-0653625
Record Updated	Jun 8, 2026

November 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 3, 2021
Property Address	1986 OPAL ST, BANNING, CA 92220-1016
Document Number	0000653625
Map Reference	MB 474 PG 79-87
Instrument Date	Sep 16, 2021
Instrument	2021-0653625
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 16, 2021
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1986 OPAL ST, BANNING, CA 92220-1016

Mortgage

Document Number	0000653626
Date	Nov 3, 2021
Instrument	2021-0653626

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Beaumont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,551.00 (+0.36%)	$388,993 (+4.04%) Land $79,590 Building $309,403
2023	$7,524.00 (+2.09%)	$373,890 Land $76,500 Building $297,390
2022	$7,370.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 73% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20